然后,针对银行业务中客户信用政策给出了实例分析,用该算法建立了一个分类模型,根据存款金额、贷款次数、及时还贷率等数据信息实现对客户信用等级的分类。
In this example, according to the loan, the numbers of loaning and the payment-in-time ratio, a model worked for classification of customer credit-rating is created.
将首先检查订单的有效性,然后评估客户的信用等级(假设这是一个服务订单,并且延迟一个月支付)。
The feasibility of the order is first checked and then the customer's credit rating is assessed (we are assuming this is an order for a service which is paid monthly in arrears).
其他银行更为适中地预测其客户的信用等级将平均下降一到两级。但即使是这样的下降也没有几个银行能承受。
Others expect more modest downgrades of one to two notches on average, but few can afford even that sort of deterioration.
数据挖掘技术在银行领域的应用有四个方面:银行客户关系管理、银行风险管理、银行信用等级评估、银行服务分析和预测。
The application of DM technique to banking consists of four components: customer relationship management, risk management, credit grade evaluation, and service analysis and forecasting.
而现有的企业绩效评价体系也是侧重于财务性指标,诸如企业信用等级、客户满意度等定性指标还不够完善。
The actual enterprise performance value system lays emphasis on financial index and the qualitative index such as enterprise credit grade, customer satisfaction etc. are not enough.
代表调查有关信贷服务,帐单或信用等级的客户投诉。
Credit representatives investigate customer complaints about service, billing or credit rating.
调查有关信贷服务、帐单或信用等级的客户投诉,确定客户投诉的准确性和该公司的错误和责任。
Credit representatives investigate customer complaints about service, billing or credit rating. They determine the accuracy of customer complaints and the company's responsibility for errors.
文中将数据挖掘应用于保险客户在信用等级的分类中,即采用了基于神经网络的覆盖算法作为客户信用评分分类器的设计算法。
In this paper, data mining is applied to the credit sorting of insurance client, which used the covering algorithm on which based neural networks as the classification of clients' credit.
客户按照信用等级,享有不同的透支额度,最高可达2000元。
Customers are eligible for a certain amount of credit based on their credit category. The maximum is 2,000 yuan.
客户按照信用等级,享有不同的透支额度,最高可达2000元。
Customers are eligible for a certain amount of credit based on their credit category. The maximum is 2,000 yuan.
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