如果是这样的话，银行贷款组合的实际价值就远远低于其设定价值，而应对潜在损失的准备金也不够。
If so, their loan portfolios are worth far less than the stated values, and reserves taken against possible losses are inadequate.
如果是这样的话，银行贷款组合的实际价值就远远低于其设定价值，而应对潜在损失的准备金也不够。
If so, their loan portfolios are worth far less than the stated values, and reserves taken against possible losses are inadequate.
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