可转让存单只是银行的可流通定期存款。
A negotiable CD is simply a bank time deposit that is negotiable.
定期存款，也称为期限存款或定期存单，是存款期限固定的一种储蓄存款。
A fixed deposit, also referred to as a time deposit, term deposit or Certificate of deposit (CD), is a kind of savings deposit with a definite length of maturity.
定期存款，也称为期限存款或定期存单，是存款期限固定的一种储蓄存款。
A fixed deposit, also referred to as a time deposit, term deposit or Certificate of deposit (CD), is a kind of savings deposit with a definite length of maturity.
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