与此不同的是，基础定期人寿保险在固定年限内提供相同的保障，却只收取比终生寿险低的多的保费。
In contrast, basic term insurance provides coverage for a set number of years for a much lower premium.
一个40岁的健康女性要买一份保额为100万美元的终身寿险保单大概要缴纳13900美元/年的保费，但如果她购买一份20年的定期寿险，她只需要每年缴纳750美元即可。
A $1 million policy for a healthy 40-year-old woman can run as much as $13,900 a year; she could get a $1 million 20-year term policy for $750.
参与保险只需定期支付小额保费，却可以使我们把风险事故所导致的经济损失转嫁给保险公司。
Participate in insurance to need to pay regularly only small insurance cost, the insurance company of pecuniary loss impute to that can make we bring about risk accident place however.
参与保险只需定期支付小额保费，却可以使我们把风险事故所导致的经济损失转嫁给保险公司。
Participate in insurance to need to pay regularly only small insurance cost, the insurance company of pecuniary loss impute to that can make we bring about risk accident place however.
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