一个40岁的健康女性要买一份保额为100万美元的终身寿险保单大概要缴纳13900美元/年的保费，但如果她购买一份20年的定期寿险，她只需要每年缴纳750美元即可。
A $1 million policy for a healthy 40-year-old woman can run as much as $13,900 a year; she could get a $1 million 20-year term policy for $750.
定期寿险的每月支出便宜非常多，所以更应该把别的保单里的现金价值取出来，来购买新的定期寿险。
Term insurance is substantially cheaper per month, enough so that it's worth cashing in the other policy, removing the cash value, and instead start a term policy.
最简单的寿险保单形式叫做定期人寿保险。
The simplest form of life insurance is called "term insurance."
结果显示，当某一类消费群体的上网比例大幅增加时，该群体中的个人定期寿险保单价格下跌最快。
The results show that prices for individual term life policies for people in a given group fell more during periods in which the group quickly adopted the Internet.
个人寿险保单分为定期和终身两类。
For individual life insurance policies, there are two basic types: term and whole.
个人寿险保单分为定期和终身两类。
For individual life insurance policies, there are two basic types: term and whole.
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