但此举无异于融化的冰块，在存款人，结算对手和员工都离去的情况下，该银行的特许权价值将跌到谷底。
But like a melting ice cube, the bank’s franchise value would rapidly shrink as depositors, counterparties and staff all left.
设定质权人为电信总局之可转让定期存款单。
A negotiable certificate of deposit pledged with DGT as pledgee.
我国有必要借鉴美国的立法经验，赋予我国存款保险机构以代位受偿优先权，但还需要与我国现行的《商业银行法》和《破产法》相协调。
Before granting the subrogation of priority of claim to Chinese deposit insurance agencies, we need to harmonize this new system with the "Commercial Bank Law" and the "Bankruptcy Law" of China.
客户保证金与商业银行客户存款不同，不发生使用权的转移，证券公司无权使用该资金。
The difference between bails and savings is to have no transeor of right of use and no right to use the bail for stock company.
另一种观点认为存单为物权凭证，存款人与银行之间的关系为物权法律关系。
Others think that deposit receipt is the document of title and is real right legal relation.
但是，如果不对监管机构的接管权进行有效制约，将会直接影响被接管商业银行、广大存款人和相关客户还有其他利益相关人的利益。
Once the power of the bank supervisory authority is not restrained, it may necessarily compromise the benefit of the depositor, the related customer.
但是，如果不对监管机构的接管权进行有效制约，将会直接影响被接管商业银行、广大存款人和相关客户还有其他利益相关人的利益。
Once the power of the bank supervisory authority is not restrained, it may necessarily compromise the benefit of the depositor, the related customer.
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