你甚至可以做它，如果你退休了。
如果你退休，你会做什么？
如果你退休了，单身并在上海寻找真爱，可以试试宜家。
If you're retired, single and looking for love in Shanghai, try IKEA.
如果你退休了，你可以说：imretirednow。
我跟她开玩笑说，唉，如果你退休的话，活着就没有意义了。
I joked with her, I said, well look, if you're retiring, it's just not worth living anymore.
如果你退休了，也许你想在自己的爱好上取得成就——成为大师级的园丁或大师级的渔夫。
If you're retired, maybe you would like to achieve mastery at a hobby - become a master gardener, or a master fisherman.
如果您在公司中管理财务计划，你可以与美国退休人员协会的合作伙伴，并在当地的图书馆提供免费报税中申请协商。
If you manage a financial planning firm you could partner with the American Association of Retired Persons and provide free tax consultations at the local library.
如果你真的担心你的鞋子是否该“退休”了，那么仔细看看吧。
If you're worried that your shoes are ready for retirement, take a close look at them.
退一步问自己：如果不选择退休，你会作何打算？
Take a step back and ask yourself a few questions: How do decisions change if retirement isn't an option?
我重新工作是因为我想保持活力。”他补充说，如果他曾经退休了，他可能变成“你碰到的一个最可怜的人”。
"I went back to work because I like to keep active," adding that if he ever retired he would become "the most miserable sod you have come across.
如果你一直打算开设一个个人退休帐户但迟迟没有去做，那么就看看这本书吧。
If you've been meaning to open an IRA, but have never actually done so, then read this book!
如果你现在已经想好你的退休计划，并且准备去开始你的计划，这篇文章对你来说太基础了。
Now, if you are someone with your retirement plans all set and ready to go, this article will be way too basic for you.
如果你没有紧急基金，当紧急情况出现时，你会随时切断你的退休供款。
Without an emergency fund, you will cut off your retirement contributions anytime an emergency comes up.
没有具体计划——如果你的理财顾问自己都不能向你解释为什么你要在65岁退休。那么，这肯定出问题了。
There's no plan: If your adviser can't explain how he intends to make sure you can retire at 65, there's a problem.
或者，可能你的配偶还没有任何退休的打算，这时，如果你希望与对方共度时光的话，可能会造成关系紧张。
Or perhaps your spouse has no intention of retiring, which can cause tension if you assumed you'd spend all your time together.
如果雇主正要解雇你，提出让你提前退休，或用其它委婉的说法解雇你，你可能很难马上找到其它工作。
If your employer is letting you go, offering early retirement or using another euphemism for firing you, it may be hard to find another job immediately.
如果你还年轻，你大概不会考虑太多与退休有关的事情。
If you're young, you probably don't think about retirement much.
但如果你能在一个国家出资的长期退休计划上捍卫他们的权益，他们没准会投你的票。
They might do so, however, if you have defended their right to a long, state-funded retirement.
如果你在为假期旅行存钱，或者为能去做遗愿清单上退休后最想做的事存钱，那你或许可以收集些旅游手册。
Perhaps you could collect travel brochures if you're saving for a vacation or a running “bucket list” of all the great things you'll do once you've retired.
在另一个边，如果你即将退休，那安全和增加你累积的钱就变得很重要。
On the other hand, if you are about to retire, it is very important that you either safeguard or increase the money you have accumulated.
如果你没有企业的养老金，建立个人退休账户，每个月从里的支票账户直接转存。
If you don't have a corporate retirement plan, set up an IRA and have your contributions deducted automatically from your checking account each month.
如果你的公司让你提前退休 你能否做出头脑清醒地做出决定?
Would you be able to make a clear-headed decision if your company asked you to take an early retirement?
如果可能，尽量每年在你的个人退休帐户上存入最大值，因为这样你就希望并且最终会挣得更多，并且还占有免税的优势。
Contribute to a Roth IRA to the maximum every year you can because, hopefully, eventually you will earn too much to contribute and you'll want to take advantage of tax-free growth while you can.
我过去的一个狂热的追求者甚至告诉我，如果当他退休时孩子刚蹒跚学步，他将会非常高兴。我问他，你期望陪你的孩子走过他生命中的多少时间？
One past wannabe suitor even told me he thought it was great that his retirement would coincide neatly with his imagined child's toddler years.
如果你临近退休，并打算搬到别的地方，那你早点搬迁就比较好。
If you're nearing retirement and had been planning to move into a different field, you might want to make the move earlier.
如果你的已经退休并且领取退休金的父母，前往离婚裁决法庭，请不要惊讶。
Don't be surprised if your pensioner parents head for the divorce courts.
如果你的计划就是停止工作，享受“退休生活”，对大部分人来说，这个计划不会奏效的。
If your plan is to just stop working all together and live the "retired life," this will not work for most people.
当然，如果你要早点退休或是继续工作，这笔金额会有所调整。
Of course, this will vary if you retire early or continue to work longer than usual.
如果你答应我一件事，我现在就可以退休，那就是你要和我们一起生活。
I can retire right now if you promise me one thing, that you will live with us.
如果你答应我一件事，我现在就可以退休，那就是你要和我们一起生活。
I can retire right now if you promise me one thing, that you will live with us.
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