这样的管制对借款人来说是好的，但是同样会影响到银行的一部分利润率。这部分利润率从银行降低预期盈利的特许权价值。

That is good for borrowers, but it also hurts banks’ profit margins by reducing the “franchise value” that comes from expected earnings.

youdao

这样的管制对借款人来说是好的，但是同样会影响到银行的一部分利润率。这部分利润率从银行降低预期盈利的特许权价值。

That is good for borrowers, but it also hurts banks’ profit margins by reducing the “franchise value” that comes from expected earnings.

youdao