自墨西哥国民银行（向穷人提供贷款的银行）一年多前上市以来，蒸蒸日上的小额信贷业内不和之声日渐高涨。
SINCE CompartamosBanco, a Mexican lender to the poor, went public a year or so ago, a rift has been growing in the booming microfinance industry.
墨西哥国民银行承认它的利率可能看起来很高，却认为虽然接近70%，但是为了让银行更快成长，满足国内巨大的潜在需要。
Compartamos concedes that its rates may seem high-though it reckons they are closer to 70%-but says they are set to allow the bank to grow quickly to meet vast untapped demand in Mexico.
小额贷款，特别是贷给小企业的无抵押款项是一项劳动密集又成本不菲的业务。 以墨西哥国民银行为例，客户年均贷款额为152美元，需要支付的利息为450美元。
Microfinance, especially lending to microentrepreneurs with no collateral, is labour-intensive and costly—in Compartamos's case, around $152 a year per client, with an average loan of $450.
小额贷款，特别是贷给小企业的无抵押款项是一项劳动密集又成本不菲的业务。 以墨西哥国民银行为例，客户年均贷款额为152美元，需要支付的利息为450美元。
Microfinance, especially lending to microentrepreneurs with no collateral, is labour-intensive and costly—in Compartamos's case, around $152 a year per client, with an average loan of $450.
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