举例说，当基本贷款利率(BLR)提升，您的贷款利率也会随之增加，那么您的还款额将会更高。
For example, when there is an increase in the Base Lending rate (BLR), the interest rate on your loan will also go up, and your repayment would be higher.
抵押贷款的基本特征是：利率和偿还期互相平衡。
Hanging in the balance are the basic features of a mortgage loan: the interest rate and repayment period.
单这一点就会在接下来的几年阻碍消费。随着基本利率从应急的0.5%上调，贷款变得更为昂贵。
That alone will hamper their ability to spend freely in the years ahead, as the base rate moves up from its current emergency setting of 0.5% and mortgages become more expensive.
考虑到基本利率只是下降了0.75%，很多信用卡费率也只是下降0.75%而已，这将有点帮助假如你有很高的信用卡贷款余额。
Since the prime rate just dropped by 0.75%, many credit card rates just dropped 0.75%, which will help a bit if you have a large credit card balance.
货币宽松政策基本上无用武之地，因为当资产负债表陷入困境，无论利率是多少，人们对增加贷款就是不感兴趣。
Monetary easing is largely useless because people with balance sheets under water are not interested in increasing borrowings at any interest rate.
这还未算上一种叫做期权可变利率的按揭贷款（option ARM），它毒性很强，但很多情况下和次优按揭基本相同。加上它的话，损失将达1兆亿美元。
Add in option ARMs, a particularly virulent type of adjustable-rate loan, many of which are essentially the same as Alt-A, and the potential hit climbs towards $1 trillion.
除去受人口、收入特别是家庭可支配收入等基本因素的影响，还受到国家政策、银行利率、贷款甚至股市的影响。
Except the influence of basic factors, such as population, income especially family's disposable income, etc., still influenced by state policies, bank rate, loan even stock market.
根本上，这是关于两个基本主要变量(总利率和贷款拖欠率)之间的差的问题。
Fundamentally, it's an issue of the spread between two basic, primary variables: a gross interest rates and b default rates.
央行提高了一年期贷款基准利率18个基本点到达了7.47%。
The PBoC raised its 1-year benchmark lending rates by 18 BPS to 7.47%.
虽然，贷款利率下限管制的解除，标志着我国利率市场化基本完成，但是并没有完全实现。
Even though relieving the control of minimum load interest shows the general completion of ourinterest rate liberalization, the interest rate liberalization is still not finished.
比如，美国基本上是从上世纪六七十年代就执行的是固定利率抵押贷款制度。
For example, the United States is basically from the last century in the '70s, on the implementation of the fixed rate mortgage system.
比如，美国基本上是从上世纪六七十年代就执行的是固定利率抵押贷款制度。
For example, the United States is basically from the last century in the '70s, on the implementation of the fixed rate mortgage system.
应用推荐