与上年同期数字相比，贷款坏账拨备几乎整体减半，降至75亿美元。
The charge almost halved overall, falling to $7.5bn year-on-year.
比如波兰，没有像他的邻国捷克和斯洛伐克那样，直到1993年才对银行进行了私有化，在私有化之前波兰还对银行资本标准，坏账拨备做出了规定。
Unlike its Czech and Slovak neighbours, for instance, Poland did not privatise its Banks until 1993, after it had imposed capital standards and requirements for loan-loss provisioning.
比如波兰，没有像他的邻国捷克和斯洛伐克那样，直到1993年才对银行进行了私有化，在私有化之前波兰还对银行资本标准，坏账拨备做出了规定。
Unlike its Czech and Slovak neighbours, for instance, Poland did not privatise its Banks until 1993, after it had imposed capital standards and requirements for loan-loss provisioning.
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