提供的坏帐准备只由特定的考虑而不是一般规定，没有一般的规定被允许。
Provision of doubtful debts only made by the specific consideration rather than general provision, no general provision is allowed.
外来银行造成本地银行的非利息收入降低，坏帐准备增加。本地银行遭受的大部分损失，都可以归因于此。
The outsiders did most damage by causing local banks' non-interest income to decline and their bad-loan provisions to rise.
管2008年第四季度息差不断下降，坏帐准备金显著提高，但中国四大银行去年可能仍将实现利润增长，令它们的西方同行相形见绌。
China's four big Banks are expected to report profit increases for 2008, outshining their Western peers despite falling interest margins and increased provisioning in the fourth quarter.
管2008年第四季度息差不断下降，坏帐准备金显著提高，但中国四大银行去年可能仍将实现利润增长，令它们的西方同行相形见绌。
China's four big Banks are expected to report profit increases for 2008, outshining their Western peers despite falling interest margins and increased provisioning in the fourth quarter.
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