犹他州也计划于明年六月停止对新员工的养老金固定收益计划。
Utah is closing its defined-benefit plan to new employees next June.
费城沃顿商学院的奥利维亚·米切尔说,“养老金固定收益计划就要过时了”。
"Defined-benefit plans are going the way of the dodo," says Olivia Mitchell of the Wharton Business School in Philadelphia.
密歇根州在1997年就不再对新员工实行养老金固定收益计划,阿拉斯加州于2006年实行了对新员工的养老金固定缴款计划。
Michigan closed its defined-benefit scheme to entrants back in 1997 and Alaska moved to a defined-contribution plan for new staff in 2006.
据塔沃森的一项研究,过去十年,养老金固定收益计划的全球资产每年仅增长2.9%,而养老金固定缴款计划的全球资产每年增长了7.5%。
Over the past ten years global assets in DB plans have grown by just 2.9% a year, whereas those in defined-contribution plans have increased by 7.5%, according to a Towers Watson study.
托马斯不愿提供亚洲计划的具体细节,但他指出,固定收益业务是汇丰的强项之一。
Mr Thomas would not be drawn into providing specific details of plans for Asia but he did note that fixed income was one of HSBC's strengths.
据海克说,根据他们公司统计,在美国1400多个有固定收益养老金计划的公司里,平均每个公司的资金不足数是3.76亿美元。
According to Hackel, the average company among the 1400-plus with defined benefit plans that his firm tracks was $376 million underfunded.
私营部门公司正在放弃他们对于固定收益养老金计划(DB)的承诺,在该方案中雇员根据其退休时的薪资标准获得收入。
Private-sector companies have been abandoning their commitment to defined-benefit (DB) pension schemes, in which employees receive an income based on their final salary.
巴克莱资本(Barclays Capital)固定收益研究部门负责人Ajay Rajadhyaksha说,Fed的这项计划应能“对商业票据市场缓解一定的压力”。
The Fed's program should 'relieve a fair amount of the pressure on the commercial paper market, ' says Ajay Rajadhyaksha, head of fixed-income research at Barclays Capital.
通过限定雇主的债务的最高限额,养老金计划从固定收益(DB)转变成固定缴款(DC)后,在很长一段时间后将会节约成本。
A switch from DB to DC will save money over the long term by capping the employer's liability.
通过限定雇主的债务的最高限额,养老金计划从固定收益(DB)转变成固定缴款(DC)后,在很长一段时间后将会节约成本。
A switch from DB to DC will save money over the long term by capping the employer's liability.
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