每到这个时候商业银行都会削减借贷、囤积现金，以便增强资产负债表，改善年底的财务状况为下个财政年度作准备。

That's leading commercial Banks to cut back on lending and hoard cash in order to shore up their balance sheets and improve their financial picture going into the next fiscal year.

youdao

每到这个时候商业银行都会削减借贷、囤积现金，以便增强资产负债表，改善年底的财务状况为下个财政年度作准备。

That's leading commercial Banks to cut back on lending and hoard cash in order to shore up their balance sheets and improve their financial picture going into the next fiscal year.

youdao