抵押贷款和商业借款被打包贴现到新银行的资产中。
Packages of mortgages and business loans were transferred at a discount to be the new Banks' assets.
我相信会有更多的供给来自商业借款者。
I would not be surprised to see supply coming from business borrowers.
雅各布希望在甲板超越直接发放贷款，并成为一种制度，以配合资本的最佳来源以百万计的商业借款人满足其需要。
Jacobs wants on Deck to move beyond making loans directly and become a system to match millions of business borrowers with the best sources of capital to meet their needs.
为了对抗货币市场的紧缺，美国和英国的央行都决定放宽条件向所有商业银行借款。
To counter the strains in money markets, central Banks in America and Britain decided to ease the terms of their lending to all commercial Banks.
本条第一款所说的合理的借款利息，是指按不高于一般商业贷款利率计算的利息。
"Reasonable interest" mentioned in the first paragraph of this Article refers to interest computed at a rate not higher than normal commercial lending rates.
第四十五条商业银行发行金融债券或者到境外借款，应当依照法律、行政法规的规定报经批准。
Article 45 a commercial bank should have the approval for issuing monetary bonds or for borrowing from overseas in accordance with laws and administrative regulations.
尽管银行有代表性的资本在萧条中开始下滑，显而易见，他们没有提供具有商业吸引力的利率以博得足够市场信心去借款。
Although Banks do typically run down capital in a recession, it is clear that they still do not command enough market confidence to borrow at commercially attractive rates.
每一家联邦储备银行都负责管理和借款给下辖区域的商业银行。
Each one lends money to and regulates the Banks in its region.
家庭稳定性的下降使在困难时期向亲戚借款的行为减少，商业信贷取代了家庭信用。
The decline in family stability has reduced the access to credit from relatives during bad times. Commercial credit has substituted for the family credit that was formerly available.
第三十六条商业银行贷款，借款人应当提供担保。
Article 36 a borrower should provide guarantee for commercial bank loans.
德意志银行的Richard Parkus认为如果商业地产借款人不能大幅增加偿还资金，在美国发行的所有商业抵押担保证券的70%将无法用于再融资。
Richard Parkus, of Deutsche Bank, thinks that 70% of all CMBS issued recently in America will not be able to refinance without a big increase in the capital that borrowers stump up.
直到最近为止，商业惯例一直是最简单的部分- - -放款者可以从借款者手中收取高达借款29.2%的佣金。这便是日本，投入很少便足以获利。
Until recently, the easy part was the business logic; moneylenders have been able to charge borrowers as much as 29.2%.
信贷评级机构Realpoint表示，在过去的12个月里已有近290亿美元，约占整体的3.5%的商业抵押担保证券贷款成为拖欠账款（借款人没有按时交纳利息）。
Realpoint, a credit-rating agency, says that nearly $29 billion of CMBSs, around 3.5% of the total, have become delinquent (ie, borrowers have not kept up interest payments) in the past 12 months.
它在一定领域(包括商业软件，航空航天，卫生保健和直接营销)为约150个借款者提供信贷。
It provides credit to about 150 borrowers within a handful of categories: including business software, aerospace, health care and direct marketing.
公司信用额度，债券发行或商业票据等借款工具的建立与管理。
To set up or manage the corporate credit line, security's issuing or commercial draft borrowing facilities.
商业贷款担保的一个重要特点是，借款人需要把反担保贷款。
An important feature of commercial secured loans is that the borrower needs to put a security against the loan.
借款人违约将直接导致商业银行产生不良贷款，造成信用资产损失，并侵蚀银行的资本金。
Once the debit side break the loan contract that the commercial will bring bad assets, lead to loss and erode the capital of bank.
由此，商业银行的管理人员必须对借款人所在行业的最新趋势和经济周期进行预测。
Therefore, commercial bank management must forecast the recent trends in the borrower's line of industry and economic cycle.
中国能够获得世界银行大量资金援助减少了建立在商业条款基础上的借款需求。
China's access to substantial sums of money from the World Bank also reduces the need to borrow on commercial terms.
从市场角度来看，商业银行存在信用风险的本质在于银行与借款企业之间的信息不对称。
From the market point of view, the nature of credit risk of commercial Banks lies in information asymmetry between enterprises and Banks.
个人商业用房贷款是指银行向借款人发放的购置自营性商业用房和自用办公用房的贷款。
Personal commercial housing loan means a loan lent by any bank to the borrower for it to purchase a self-operated commercial housing or a self-used official housing.
在商业银行与借款者之间，既存在事前非对称信息，又存在事后非对称信息，使之产生信贷风险。
There is not only ex ante nonsymmetric information, but also ex post nonsymmetric information between the commercial banks and the borrowers, and then lead to produce the credit risk.
本文提出一种“V形”期权模型，并以此来刻画中国商业银行公司贷款业务中隐含的借款人套利风险。
The V-shape option model is proposed in this paper, which was used for describing the latent debtor 's arbitrage risk in Banks' corporation loan business in China.
第三十七条商业银行贷款，应当与借款人订立书面合同。
Article 37 For granting a loan, the commercial bank shall conclude a written contract with the borrower.
第三十六条商业银行贷款，借款人应当提供担保。
Article 36 To obtain a loan from a commercial bank, a borrower shall provide a guaranty.
第三十六条商业银行贷款，借款人应当提供担保。
Article 36 To obtain a loan from a commercial bank, a borrower shall provide a guaranty.
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