放贷机构常常与借款者勾结，以扩大抵押贷款规模，或者更糟糕的是，向借款者兜售错误的政策。
Too often lenders connived with borrowers to swell the size of mortgages, or worse, sell borrowers the wrong policy.
小企业的抵押品被质疑。官方金融机构不被允许向小企业贷款，其理由就是非国有企业会承担的各种风险。
Collateral is suspect and the state-controlled financial system does not reward loan officers for assuming the risks that come with non-state-controlled companies.
发觉其中有利可图，银行和抵押贷款公司开始向高风险人群推出贷款，特别是低收入的第一次买房客户。
Sensing a potential bonanza, banks and mortgage companies began peddling loans to riskier segments of the population - especially low-income first-time homebuyers.
向加州、佛州、亚利桑那州和内华达州的借款人提供的抵押贷款分别占房利美和房地美第二季度信贷损失的47%和65%。
Mortgages made to borrowers in California, Florida, Arizona and Nevada accounted for 47% of Fannie Mae's credit losses in the second quarter and 65% of credit losses at Freddie Mac.
农场的抵押按揭贷款得到重组，农业信贷法向农民提供了低息的运营资金。
Farm mortgages were refinanced and the Farm Credit Act provided operating funds at low interest rates.
抵押贷款经纪人表示，中行向客户提供的跟踪利率以基准利率上浮2.5%为起点，是市场上最优惠的利率之一。
Mortgage brokers said its tracker rates starting at 2.5% above the base rate were among the best on the market.
精确机器加工产品联合会的一员罗伯特•齐纳引用了一个俄亥俄州生产商向当地银行贷款但银行要求用他的人寿保险作为抵押品的例子。
Robert Kiener, of the Precision Machined Products Association, cites the case of one Ohio manufacturer whose bank asked for his life-insurance policy as collateral.
摩根大通和其他一些服务公司(这些公司管理贷款并且以住房抵押贷款证券的形式向投资者们支付报酬)也跟着这样做。
JPMorgan Chase and several other servicers (which manage loans and distribute payments to investors in mortgage-backed securities) quickly followed suit.
欧洲央行还可以坚持要求抵押物应以欧元收益流作为支持，此举可以限制银行利用央行的资金向欧元区外提供贷款。
The ECB could insist that collateral is backed by income streams in euros, which would curb Banks from using its funds to finance loans made outside the euro area.
吐温无忧无虑的日子没过多久。父亲将他们的房子做了抵押，以便向一个朋友贷款，当贷款还不上后这个债主占了抵押物。
Twain's carefree days did not last long, His father used their house as collateral for a friend's loan, and the creditor took possession when the loan failed.
但该公司确认的抵押贷款收益增加是虚的——被利息费用所抵消，特别是定期向投资者支付的信托管理成本。
But the income gains the company recognized from the mortgages were illusory — offset by interest expense, notably the cost of administering the trusts, which make regular payments to investors.
即便如此，这向计划显现的对抵押贷款持有者的待遇要好于拥有主要按揭贷款的投资者，因为当优先抵押差额减少时，前者不需要削减本金。
Even so, the plan appears to treat second-lienholders better than investors in the main mortgage, because the formerare not required to cut principal when first-lien balances drop.
不过他说，尽管有担保和抵押物，很多银行仍然不愿向小企业发放贷款。
However, even with the guarantee and the collateral, he says, many Banks are still unwilling to lend to small businesses.
鲁宾和其他银行家应该顶住诱惑，全面而如实地向公众披露银行在抵押债权凭证、次级抵押贷款和其他缩水资产上的风险敞口。
The temptation for Mr Rubin and others will be to hold back from revealing the full extent of the Banks' exposures to CDOs, subprime mortgages and other wilting assets.
它间接地，向那些无法重新申请抵押贷款的人，提供贷款。
It started offering, indirectly, but started offering mortgages to all these people who couldn't refinance.
据英国《金融时报》报道，中国银行已开始向急需信贷的英国借款人提供住房抵押贷款业务，利率低于该国许多老牌银行。
Bank of China has started offering mortgages to credit-starved British borrowers at rates that undercut many of the deals available from established UK lenders, the Financial Times reported.
美国金融危机正从次级抵押贷款的借方，向较富有的客户蔓延。越来越多的证据表明，比较富有的人正无力支付自己的抵押贷款和信用卡余额。
The US financial crisis is spreading from subprime borrowers to wealthier consumers, with evidence mounting that more affluent people are failing to pay their mortgages and credit card balances.
他们认为，向贷款或其他抵押物一直提供“惩罚性利率”，那并不是一件善事。
They contend that the loans and other guarantees had been provided with "penal interest rates" and were not an act of charity.
注释：这个一向很安静的洛杉矶北部地区达到6.4%的按揭贷款赎回或抵押率。
Comment: in this quiet area north of los Angeles values are way down and 6.4% of mortgages are in foreclosure or converted to REO.
住房抵押贷款担保证券依据不同投资者的风险承受程度向许多投资者发行。
These were sold to a wide range of investors, depending on their tolerance for risk.
美国国际集团指控美国银行向其兜售低风险不良抵押贷款证券，不良抵押贷款即次级抵押贷款【不知理解的对否】是指向信用程度较差和收入不高的借款人提供的贷款。
American International Group lodged a lawsuit against Bank of America, claiming BofA sold it low-risk securities backed by "defective" mortgages given to low-income borrowers.
850亿美元贷款抵押品是AIG的全部资产，另外美联储可以否决公司向持股人发放红利。
The $85bn loan is collateralised by all of AIG's assets and the Fed can veto dividend payouts to the insurer's shareholders.
不过，维持这样的平静局面主要取决于美联储接下来的举措。投资者已经变得紧张不安，担心美联储将开始向市场抛售抵押贷款资产。
Maintaining that calm, however, depends critically on the Fed's next moves. Investors have become jittery the Fed will start dumping its mortgage assets into the market.
不知道能不能向银行作抵押贷款？
借款方以其现有的和将来拥有的生产设备、原材料、成品和半成品向贷款方提供抵押。
The Borrower agrees to Mortgage to the Lender all equipments, raw materials, finished and unfinished goods owned now and in the future by the Borrower.
借款方以其现有的和将来拥有的生产设备、原材料、成品和半成品向贷款方提供抵押。
The Borrower agrees to Mortgage to the Lender all equipments, raw materials, finished and unfinished goods owned now and in the future by the Borrower.
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