道德风险的产生，减少了再保险供给的数量，降低了再保险合同双方的效用水平。
The moral hazards cause the decrease of the reinsurance supply and reduce the utilities of insurer and reinsurer.
道德风险的产生，减少了再保险供给的数量，降低了再保险合同双方的效用水平。
The moral hazards cause the decrease of the reinsurance supply and reduce the utilities of insurer and reinsurer.
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