可调利率抵押贷款的期限很长，也许会长达30年，但是利率在30年间并不是固定的。
Adjustable rate mortgages have a long term -they might last for thirty years -but the interest rate is not fixed for the whole thirty years.
希拉里·克林顿提议至少在90天内避免丧失抵押赎回权和冻结五年内的可调利率抵押贷款的利率。
Hillary Clinton proposes to stop foreclosures for at least ninety days and freeze interest rates on adjustable-rate mortgages for five years.
在房地美的选择付款可调利率抵押贷款中，这一比例达到了11.5%。这一风险较高的贷款类型允许贷款者前几年只需支付最少还款。
That figure is 11.5% for Freddie's option adjustable-rate mortgages, or option ARMs, a risky type of loan that allowed borrowers to make only minimal payments in the early years.
激增已开始回落，降低价格，并且繁重的可调整利率抵押贷款重新设定了百分点，以使更大程度的不景气是适度的——每一个百分点代表了大约一百万户住宅。
That surge has begun to recede, and lower prices and onerous adjustable-rate mortgage resets point toward a modest further decline — each one percentage point represents about one million homes.
许多购房者-通常是一些信用历史不良的人会选择可调利率的抵押贷款。这种贷款开始利息较低，但是随后会重调为较高的利率。
Many buyers, often with risky credit histories, took out adjustable-rate mortgages, which started out low but later reset to higher rates.
为了把猪养肥了再宰，格林斯潘有计划的降低了银行利率，创造性的改变了贷款做法，纳入了“可调利率住房抵押贷款”（ARM）。
To fattenthe pot for the ultimate conquest, Greenspan systematically reduced interestrates and creatively altered lending practices to include Adjustable RateMortgages (ARMs).
到2007年10月，大约16%的可调利率按揭次级贷款是已丧失抵押品赎回权或90天内到期，约是2005年该比率的3倍。
Approximately 16 percent of subprime loans with adjustable rate mortgages were 90-days delinquent or in foreclosure proceedings as of October 2007, roughly triple the rate of 2005.
» 可调整抵押贷款利率逐渐受欢迎
不过，这是一个可调整利率抵押贷款。
不过，这是一个可调整利率抵押贷款。
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