文章分析了县域银行业金融服务存在的问题，反映出县域银行业金融机构服务制度安排存在着八大缺陷，并就存在的缺陷提出了解决办法和对策建议。
The article introduces some problems in the county banking financial services, which reflects eight major defects in their services and systems, and gives some solutions and Suggestions.
县域内银行业金融机构新吸收的存款，主要用于当地发放贷款。
County area banking financial institutions to absorb new deposits, mainly for local loans.
近日，中国银行首家县域二级分行——中国银行义乌市分行在浙江省义乌市正式宣告成立。
The Yiwu Branch of the Bank of China is officially founded in the county-level city of Yiwu, Zhejiang. It is the first such branch of the bank as is located at a county, besides cities.
据此，文章认为，当前的核心思想在于“国有独资商业银行从县域经济退出”的政策安排，县域的信贷资源必须属于县域经济。
Therefore, several policy Suggestions, including the exit of state-owned commercial Banks, should be implemented to keep the funding resource in the county-economy.
据此，文章认为，当前的核心思想在于“国有独资商业银行从县域经济退出”的政策安排，县域的信贷资源必须属于县域经济。
Therefore, several policy Suggestions, including the exit of state-owned commercial Banks, should be implemented to keep the funding resource in the county-economy.
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