有了央行撒的这么多钱,银行对隔夜贷款收取的利率一直远远低于再融资利率,偶尔有几次猛涨(参见图表)。
With so much cash splashing around, the charge that Banks make for overnight loans has stayed well below the refi rate, with some occasional spikes (see chart).
利率将维持极低水平,帮助扩张信贷,以满足借款人支出和再融资贷款。
Interest rates will remain extremely low, helping overstretched borrowers to meet payments and to refinance loans.
对许多业主来说,还贷有窍门:在贷款利率接近历史最低点的时候,是最合适申请再融资的时候。
For many homeowners, there's an easier mortgage move: it's a great time to refinance, with rates near record lows.
低贷款利率拉动再融资贷款和买房需求。
Record low mortgage rates have lifted demand to refinance loans and buy homes.
随着债券利率和按揭利率双双下跌,购买房屋和再融资的抵押贷款申请数量出现增长。
As bond yields and mortgage rates have dropped, mortgage applications both to refinance and to buy homes have risen.
如果现在讨论美联储实施更多宽松政策可能使寻求房屋贷款再融资的业主或潜在购房者期望贷款利率进一步降低。
Now, talk of more Fed easing may stoke expectations of even lower rates among homeowners looking to refinance, or potential home buyers.
几乎每个人都对华尔街欢呼美联储近期降低利率,因为他们认为这将使紧张的手臂持有人的再融资到更多负担得起的按揭贷款。
Practically everyone on Wall Street is hailing the Fed's recent rate cuts because they believe it will allow strapped ARM holders to refinance into more affordable mortgages.
尽管周一发布的最新CPI数据表现疲弱,但市场还是预期欧洲央行会维持其现行政策不变(主要再融资利率为0.25%、存款利率为0.00%以及边际贷款利率为0.75%)。
The ECB is expected to keep the status quo (main refi rate at 0.25%, deposit rate 0.00% and marginal lending rate at 0.75%) despite the weakness in latest CPI data released on Monday.
尽管周一发布的最新CPI数据表现疲弱,但市场还是预期欧洲央行会维持其现行政策不变(主要再融资利率为0.25%、存款利率为0.00%以及边际贷款利率为0.75%)。
The ECB is expected to keep the status quo (main refi rate at 0.25%, deposit rate 0.00% and marginal lending rate at 0.75%) despite the weakness in latest CPI data released on Monday.
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