对一笔分期偿付的贷款所支付的实际利率。
这个国家承受着分期偿付利息和贷款的负担。
The country faced the burden of interest and loan repayments.
有效利率，实际利率对一笔分期偿付的贷款所支付的实际利率。
Effective interest rate The true rate of interest paid on an installment loan.
有很多的按揭贷款本身就是岌岌可危的，首付很低甚至没有首付，分期偿付的额度低到永远也还不完的程度。
Many of the underlying mortgages were highly risky, involving little or no down payments and initial rates so low they could never amortize the loan.
有很多的按揭贷款本身就是岌岌可危的，首付很低甚至没有首付，分期偿付的额度低到永远也还不完的程度。
Many of the underlying mortgages were highly risky, involving little or no down payments and initial rates so low they could never amortize the loan.
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