[摘要]农业巨灾风险管理是纯公共物品与准公共物品的集合体。
Abstract: the agricultural catastrophe risk management is a mixer of the pure public goods and quasi-public goods.
国家参与农业巨灾风险管理的主要方式包括立法保障、充当最后保险人、财政支持、税收优惠、监督管理。
The means of the state's involvement are mainly to legislate, to act as the insurer of the last resort, to provide the financial support and preferential taxation, and to regulate.
健全政策性农业保险制度，建立农业再保险和巨灾风险分散机制。
We will improve the policy-supported agricultural insurance system, and develop an agricultural reinsurance system and a mechanism for diffusing the risk of huge catastrophes.
[摘要]在高度分散的小农经济基础上构建保险机制，加大了农业巨灾保险的交易成本与运行风险。
Abstract: Establishing an insurance mechanism on the basis of the highly dispersive smallholder economy increases agricultural catastrophe insurance transaction costs and operation risks.
本文以湖南省水稻种植保险为例，研究了湖南省农业保险巨灾风险保费准备金提取比例和触发条件。
This paper studied the reserving ratio and triggering criteria for catastrophe risks of agricultural insurance, taking the rice planting insurance in Hunan province as an example.
但是，农业保险仍然存在有效需求和供给不足，缺乏巨灾风险保护体系和缺乏财政税收政策支持等问题。
But, agricultural Insurance remains insufficient effective demand and supply shortage, lack of catastrophic risk protection system and the lack of financial and tax policies to support.
农业自然风险具有巨灾特性，一旦发生，损失程度严重且覆盖面广。
Agricultural and natural catastrophe risks are characteristics, because of loss and the level of serious coverage.
无论是从制度要求、现实需求还是从政策需求来看，北京市建立政策性农业保险巨灾风险防范机制都是十分必要的。
From the viewpoint of the system demands, realistic demand and the policy demand, it's very necessary for Beijing to establish the policy agricultural insurance catastrophe risk preventive mechanism.
因此，探索合理有效的农业保险巨灾风险分散机制，具有很强的现实作用和指导意义。
Thus, it is very meaningful to set up such a mechanism to transfer catastrophic risk in agricultural.
农业保险风险主要是巨灾风险引发的巨额赔款，令保险公司承受不起。
Agricultural insurance risk is mainly referred to catastrophe risk which will lead to a huge sum pay back. Insurance company can't afford it.
当然，极值理论除了可以用于分析农业中的极端气候事件，也可以用于分析金融行业中的巨灾风险，以及其它相关领域的极端事件。
In addition to important implication on crop catastrophic insurance design , this study can be applied to finance catastrophic risk and other related isuues.
当然，极值理论除了可以用于分析农业中的极端气候事件，也可以用于分析金融行业中的巨灾风险，以及其它相关领域的极端事件。
In addition to important implication on crop catastrophic insurance design , this study can be applied to finance catastrophic risk and other related isuues.
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