您可以只用您自己的名字开立帐户，也可以与您的妻子开立共同帐户。
You may open an account in your name only, or a joint account with your wife.
如果你的名字继续出现在你与你前配偶的共同帐户上，你就有责任偿还债务。
If you allow your name to remain on joint accounts with your ex-spouse, you are also responsible for the bills.
如果你和你的配偶仍然共同拥有一个帐户那么你就有责任去偿还债务。
As far as the creditor is concerned, however, both you and your spouse remain responsible if the joint accounts remain open.
国际帐户目前不能交易共同基金，但是期权、定期存单和债券皆可交易。
International accounts cannot purchase mutual funds, but can purchase options, certificates of deposit and bonds.
如果没有，而且你想用你配偶的贷款记录去建立你自己的，请告诉贷款人将你们的名字共同体现在帐户上。
If not, and you want to use your spouse's credit history to build your own, write to the creditor and request the account be reported in both names.
如果你和你的丈夫共同拥有帐户，那么建立你自己的贷款历史会容易的多。
If you have been sharing your husband's accounts, building your own credit history in your name should be fairly easy.
如果你和你的丈夫共同拥有帐户，那么建立你自己的贷款历史会容易的多。
If you have been sharing your husband's accounts, building your own credit history in your name should be fairly easy.
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