ROI/偿还期方法有三个主要问题
There are three main problems with the ROI/payback period method
他很乐意地同意延长贷款偿还期。
抵押贷款的基本特征是：利率和偿还期互相平衡。
Hanging in the balance are the basic features of a mortgage loan: the interest rate and repayment period.
负债一般按偿还期长短分为流动负债和长期负债。
Usually, the debts are divided into liquid liability and long-term debt according to the length of the payback period.
比如像偿还期、利率等等诸如此类的事情，拜托。
Such as payment periods, interest rates, things like that, please.
我们的偿还期可达15年之久，不包括3年的宽限期。
Our paid-off period could be as long as 15 years, not including 3 years grace period.
它忽略了偿还期后可能出现的利益，也就是不能度量长期利润。
It ignores benefits that may occur after the payback period, and so does not measure longer term profitability.
如果你持有一份债券直到偿还期，那你不必担心期间其价格的波动。
If you hold a bond to maturity, you need not worry if the price bounces around in the interim.
这个期限较长的“偿还期”已经占到风力发电厂假定寿命的五分之三。
The higher figure is three-fifths of the assumed 25-year lifetime of the wind farm.
债券的偿还期越长，利率变动并导致债券价格波动的可能性就越大。
The longer the period to maturity of the bond, the greater is the potential fluctuation in price when interest rates change.
一种将发行者在到期日前收回债券的可能性考虑在内的偿还期计量方法。
A measure of a bond's maturity which takes into consideration the possibility that the issuer may call the bond before its maturity date.
在第三种情景下，债权人假装债务人没有破产，延长偿还期，减少利息。
In the third scenario, the creditor pretends that the debtor hasn't gone bankrupt, stretches the repayment, and foregoes interest.
该利率是由标准利息率决定的，并且偿还期可以是从6个月至6年不等。
The rates are decided by the standard interest rate and the repayment terms can be anything from 6 months to 6 years.
这是一个规律，债券风险越大，距离偿还期越远，作为贷款抵押品的价值越低。
As a rule, the riskier the bond and the further it is from its redemption date, the lower the value of the loan that can be secured on it.
长期负债所有不属于流动负债的债务，也就是那些偿还期在一年以上的债务。
Long Term liabilities All debts that are not current liabilities, that is, debts that are not due until at least one calendar year in the future.
长期负债合计是指偿还期在一年以上或者超过一年的一个营业周期内偿还债务。
The long-term debt refers to a debt whose payback period is longer than a year or which will be repaid during an operation cycle that is longer than a year.
风险投资组合中的加权平均偿还期，考虑到所有提前偿付的抵押贷款、卖权和可调整债券。
A weighted average of the maturities of the bonds in a portfolio, taking into account all mortgage prepayments, puts, and adjustable coupons.
假如再投资率高于赎回收益率，假定持有至偿还期，则有息债券的实践报答远远高于赎回收益率。
If the reinvestment rate is higher than the redemption yield then the actual return on the bond, assuming it is held to maturity, will be higher than the redemption yield.
一些国家回购了大量未偿债务，而通过发行偿还期更长条件条件更优惠的债券来对现有债务进行再融资。
Several bought back large amounts of outstanding debt and refinanced existing debt by issuing longer maturities on more favorable terms.
英国企业的债券的优点是，它们利息低，例如比银行透支借贷的利息要低，而且偿还期经常可以拖得很长很长。
The advantage of debentures of british conpanies is that they carry lower interest rates than , e . g . overdraft and are usually repayable a long time into the furture.
在固定收入市场上，鉴于有望是低通货膨胀和更为平稳的收益曲线回落，我们要强调五年偿还期的国库发行票据，可以获得额外的收入。
In the fixed income market, we would emphasize Treasury issues in the five-year maturity range for extra income against what promises to be a low-inflation and flatter-yield-curve backdrop.
在1954年一项国会法案之后，使得偿还期为30年的借贷方式才得以广泛采用，然而直到今天，由于众多的投资者不热衷这种长期投资，他们青睐的是采用可调节利率借贷。
The 30-year loan first became broadly available by an act of Congress in 1954 and, from then until now, the vast majority of such loans have been issued only with government support.
在1954年一项国会法案之后，使得偿还期为30年的借贷方式才得以广泛采用，然而直到今天，由于众多的投资者不热衷这种长期投资，他们青睐的是采用可调节利率借贷。
The 30-year loan first became broadly available by an act of Congress in 1954 and, from then until now, the vast majority of such loans have been issued only with government support.
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