谁是借贷业务家？
目前，商业银行承担着面向基建工程的大部分借贷业务。
To date debt financing for infrastructure projects has largely been confined to commercial Banks.
第2条证券商办理有价证券借贷业务，应经主管机关核准。
Article 2 a securities firm shall obtain approval from the competent authority to conduct securities lending business.
第4条证券商办理有价证券借贷业务，应订定有效之内部控制制度。
Article 4 a securities firm shall adopt an effective internal control system for the conduct of securities lending business.
第8条证券商办理中央登录公债借贷业务，应与客户签订借贷契约。
Article 8 a securities firm conducting book-entry central government bond lending business shall enter into a lending agreement with each customer.
受全球经济放缓及美国消费借贷业务亏损的打击，汇丰控股开始筹资。
Buffeted by slowing economies around the world and losses at its U.S. consumer-lending operation, HSBC is in fund-raising mode.
第38条证券商办理有价证券借贷业务，应依业务操作办法之规定为之。
Article 38 a securities firm conducting securities lending business shall do so in accordance with the regulations governing such business operations.
从2003年到2006年，金融行业的欺骗性借贷业务增加了5倍之多。
The industry responded between 2003 and 2006 by increasing liar's loans by over 500 percent.
部分准备金银行体系是指允许银行向外进行借贷业务，而这些钱并非银行所有。
Fractional Reserve banking is a system of banking that essentially allows Banks to lend out money that they don't actually possess.
顺便说一下，技术上讲，银行借给公司的都是短期贷款，银行同时进行短期借贷业务。
Now incidentally, often bank loans to corporations are short-term, technically, so the bank is both lending short and borrowing short.
第二个原因是新杠杆比率的度量方法在计算资本时会排除这两家银行在国内的借贷业务。
The second reason is that the leverage ratio will exclude the two banks' domestic lending activities from the calculation of capital.
第二个原因是新杠杆比率的度量方法在计算资本时会排除这两家银行在国内的借贷业务。
The second reason is that the leverage ratio will exclude the two banks ' domestic lending activities fromthecalculation of capital.
美国运通首席执行官肯尼斯•切诺特说：“尽管经济形势严峻，我们依然专注于拓展高额借贷业务。”
"We are focused on expanding premium lending, despite challenging economic times," says Kenneth Chenault, the firm's chief executive.
第25条证券商办理有价证券借贷业务，应依主管机关规定之担保比率向借券客户收取担保品。
Article 25 a securities firm conducting securities lending business shall collect collateral from borrowers at the collateral ratio required by the competent authority.
财政部表示，将为私人投资者提供低息贷款，以购买数十亿的有毒资产，重振美国银行借贷业务。
The Treasury Department says it will offer low interest loans to private investors so they will buy billions of dollars in toxic assets and get American Banks lending again.
第34条证券商办理有价证券借贷业务，出借有价证券总金额，不得超过其净值百分之二百五十。
Article 34 The total monetary amount of securities loaned by a securities firm conducting securities lending business may not exceed 250 percent of its net worth.
但是，由于谈判的进一步加强，以及雷曼兄弟彭亏后导致借贷业务的陨落，使得辉瑞需要面对更为严苛的条款。
But the terms for Pfizer got tougher in the fall as the talks intensified and the collapse of Lehman Brothers wiped out most loan activity.
在不久的将来，这种趋势仍将持续，我们将会看到法规中更多涉及P 2 P借贷业务的条文规定。
In the near future this trend will continue and we will see more boundaries being defined for P2P lending businesses to operate within the realms of the regulations.
对于不少机构，特别是大公司，股票和债券发行提供了一个更有吸引力的方式提供资金不是从银行借贷业务。
For many corporates, particularly larger companies, equity and bond issuance offers a far more attractive way to finance their business than borrowing from the banks.
高盛在去年秋天成为银行控股公司，所以其可以利用美联储低廉的窗口贴现，而且它的零售借贷业务可以忽略不计。
Goldman Sachs converted to bank holding company status only last fall so it could gain access to cheap money from the Federal Reserve. It has a negligible retail banking presence.
德国第二大银行，德国商业银行，已经宣布将暂停针对国外市场的新的借贷业务，但波兰除外，因为在波兰有德国的附属公司。
Already Germany's second-largest bank, Commerzbank, has said it will suspend new lending outside its home market-although it made Poland, where it has a subsidiary, an exception.
尽管有一些说法认为私募应该扮演更重要的作用，但当现在的贷款银行都变得不怎么友好时，这并不是很好的时机开展一段新的借贷业务。
Despite some talk of a bigger role for private placements, this is not the best time to start forging relationships with new creditors if existing ones turn unfriendly.
通用汽车金融服务公司，是通用汽车的金融部门，它通常向通用汽车约一半的客户提供信贷服务，但是，它在10月份和11月份只实现了通用汽车借贷业务的3%。
GMAC, GM's credit arm, which usually provides loans to about half of the company's customers, was doing just 3% of GM's lending business in October and November.
家庭信贷总部在荷兰，但是它的所有业务差不多都是在新兴市场的零售业借贷，包括俄罗斯，越南和中国。
Home Credit is headquartered in the Netherlands, but almost all of its business is in retail lending in emerging markets, including Russia, Vietnam, and China.
桑坦德的业务大部分倾向于借贷给个人和小企业，而不是给那些大公司。
Santander's business is heavily skewed towards lending to individuals and small businesses rather than to big firms.
他的资金条件的优势是储蓄大于借贷，这就减少了对批发市场的依赖，而且他的核心业务不断的产生大量的预先规定的收益。
Its funding position is excellent with deposits exceeding loans, reducing its dependence on wholesale markets. And the core business continues to generate lots of pre-provision earnings.
根据与大银行有着密切业务往来的一家对冲基金主管称，执行总裁气急败坏，他们借贷部的风险管理职能正在降低。
According to the head of a hedge fund that does a lot of business with large Banks, their lending desks are now being stripped of risk-management responsibilities by livid chief executives.
商业借贷、巴克莱资本(投资银行)和财富理财业务已经整合成一个部门。
Commercial lending, Barclays Capital (the investment bank) and wealth management have been brought together into one unit.
两者都可能提高银行的借贷成本，使一些全球业务不具竞争力。
Both may raise the Banks' borrowing costs and make some of their global businesses uncompetitive.
第二件要做的事就是要加快解决房贷危机。 这样，企业将更愿意参与借贷和拓展业务，消费者也更愿意花钱消费。
The second thing is to accelerate the resolution of the home mortgage crisis, which would make businesses more eager to borrow, expand and consumers more willing to spend.
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