两者都过于依赖借款能力，因此一旦失去了这种能力便深受其害。
Both were too reliant on borrowed money, and suffered when their ability to borrow was taken away.
国家确实要比个人拥有大得多的信用额度，但是国家的借款能力还是有一个上限的。
Countries do have a much bigger credit limit than individuals but there is still a cap on their borrowing capacity.
以往，进口能源的新兴经济体借款能力有限、外汇储备不足和外部状况疲弱。
Hitherto, energy-importing emerging economies suffered from a limited ability to borrow, inadequate currency reserves and weak external positions.
但是政策制定者们强调房价依然是对的，因为房价的下跌也会限制美国的借款能力。
But policymakers would still be right to emphasise house prices because their decline has also limited Americans' ability to borrow.
国家确实要比个人拥有大得多的信用额度，但是国家的借款能力还是有一个上限的。
The finances of governments are not like those of individual households, it was said.
这功能在今年早期就已经被排除，当时EFSF的借款能力被提升和基金被允许在初级市场购买债券。
This power had been excluded earlier this year, when the lending capacity of the EFSF was boosted and the fund was permitted to buy bonds in the primary markets.
不过，这些国家将会发现，他们的借款能力因为投资者纷纷避险而受到约束，这也推高了富裕国家的公债。
But many will find their ability to borrow constrained by investors' flight from risk-and the surge in public debt in the rich world.
记住，数代以来，在联邦发债的问题上，我们一直都非常小心地保持着让整体债务水平明显低于美国经济的借款能力。
Remember, over the generations, we have been very careful to keep the total level of debt well below the borrowing capacity of our economy so far as federal issuance is concerned.
中国未来储蓄的减少，意味着中国经常性账户盈余的减少，以及其向美国和世界其他国家提供借款能力的削弱。
The future reduction in China's saving will therefore mean a reduction in China's current-account surplus - and thus in its ability to lend to the us and other countries.
零售银行从那些仍然需要借款的顾客们身上赚钱的能力比它可能显现的更受限制。
The ability of retail Banks to make money from those customers who do still need to borrow is also more constrained than it may appear.
这项计划仅适用于那些在其住房中所持权益不足3%的借款人，而且目前正在偿付贷款，或者偿付能力不超过60天。
It would apply only to borrowers who had less than 3 per cent equity in their homes and were either current on their payments or no more than 60 days behind.
危机使得银行借贷能力下降，公司也不太愿意借款，至少这种情况得维持几年的时间。
The crunch has made Banks less able to lend and companies less willing to borrow, at least for a few years.
只有穷人（他们借款的能力较弱）的消费受短期的收入变化的影响很大。
Only poor people, who are less able to borrow, saw their consumption much affected by temporary changes in income.
第三，银行销售贷款的能力可能导致他们的借款标准正在降低。
Third, the ability of Banks to sell their loans may well have led to a lowering of lending standards.
在住房偿付能力贷款修改项目(HAMP)的帮助下，有将近17万借款人已经收到了永久性房贷修改，但这远低于300 - 400万的目标。
Under the Home Affordable Mortgage Programme (HAMP), a mere 170,000 borrowers have received permanent loan modifications, well below the target of 3m-4m.
[color=#000000]第三，银行销售贷款的能力可能导致他们的借款标准正在降低。
[font=Times New Roman][color=#000000]Third, the ability of banks to sell their loans may well have led to a lowering of lending standards.
在住房偿付能力贷款修改项目（HAMP）的帮助下，有将近17万借款人已经收到了永久性房贷修改,但这远低于300-400万的目标。
Under the Home Affordable Mortgage Programme (HAMP), a mere170, 000 borrowers have received permanent loan modifications, wellbelow the target of 3m-4m.
他称，抵押借款者有足够的伸缩空间来延长还款期限。 西班牙的银行相当健全，有能力应付违规操作情况增多的局面。
Mortgage-holders have plenty of wiggle-room, he says, to extend payment periods.
世界银行和国际金融公司在该领域拥有较强的能力、人数越来越多的专家以及关于借款国需求的大型数据库。
The Bank and the International Finance Corporation (IFC) have significant capabilities in this area, a growing number of expert practitioners, and a large pipeline of client demand.
那便是它的资本状况务必尚需雄厚：至少有能力维持放贷、缓解冲击及有足够的信心无需国家担保获得借款。
Its capital position must remain strong: capable of at least maintaining its lending book, absorbing shocks, and commanding enough confidence to allow borrowing without state guarantees.
借款人必须提升他们的财政水平和竞争能力。
Borrowers would have to improve their finances and competitiveness.
他们找到了支持这个观点的两大负面因素：一是失业，二是很多借款人利用物业套现贷款来偿还高利率信用卡贷款的能力大大降低。
Two big negatives were identified: Job losses and, for many borrowers, a sharply reduced ability to use home-equity loans to pay off more expensive card balances.
近年来许多美国抵押贷款发放是针对次级贷款（简称次贷）的借款人；而依照次级贷款的定义，这些所谓的借款人皆依照综合标准评量过，其能力不足以偿清贷款。
Many U.S. mortgages issued in recent years were made to subprime borrowers, defined as those with lesser ability to repay the loan based on various criteria.
近年来许多美国抵押贷款发放是针对次级贷款（简称次贷）的借款人；而依照次级贷款的定义，这些所谓的借款人皆依照综合标准评量过，其能力不足以偿清贷款。
Many U.S. mortgages issued in recent years were made to subprime borrowers, defined as those with lesser ability to repay the loan based on various criteria.
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