第四章商业银行汽车消费信贷风险分析。
Chapter 4: Analysis for auto consumption credit risk of commercial bank.
信贷风险分析就是一切。
擅长分析并善于处理复杂的信贷风险系统及完成数据查询和分析。
Analytical and able to manage and operate complex credit risk systems and perform data queries and analysis.
因此对商业银行信贷风险管理引入财务危机预警模型进行定量分析具有十分重要的理论和现实意义。
Therefore it is of very important significance on theory and reality to bring quantitative analysis into the financial crisis forewarning model for credit risk management of commercial bank.
结合我国商业银行的现状，分析研究我国商业银行信贷风险的表现、特征及产生的原因。
Related to the situation of China' s commercial banks it analyses the presents, characters and courses of the credits risk in China' s Commercial banks.
第五章分析我国消费信贷风险。
Chapter Five focuses on consumption credit risk analysis in our market.
利用模糊综合评价法对企业资信等级进行定量分析，并提出了商业信贷风险跟踪预警监测的方法。
Using fuzzy comprehensive evaluation to analyse the grade of enterprise credit in fixed quantity, and raising the tracing forewarning control testing method of commercial credit risks.
最后，分析了国外商业银行的信贷风险控制及对我们的启示。
Finally, the analysis of credit risk control and foreign commercial banks of the Enlightenment.
信用风险是商业银行信贷风险管理中一项基础性的工作，其目的在于分析银行在贷款业务中可能面临的信用风险，从而为贷款决策提供依据。
Credit risk evaluation is the basic work of commercial bank's credit risk management, which goal is to analyze the credit risk of the bank in provides a loan, and support the decision of the loan.
当前从信息不对称的角度研究商业银行信贷风险管理问题的研究缺乏结合实际案例的分析。
Currently, the research from the point of information-asymmetry on credit risk management of commercial bank lacks the analysis linked with actual cases.
本文从商业银行的角度分析、研究中国A股上市公司信贷风险的特性、成因和对策。
The characteristics, causes and strategies of credit risks of listed companies (A) in China will be investigated from the perspective of commercial banks.
特别地，对银行信贷风险识别的五级分类法进行了详细分析和研究。
In particular, the credit risk of Banks in the five-category loan classification method for identifying a detailed analysis and research.
采用定量、定性分析方法对信贷风险进行了预测和分析。
Adopted the quantitative and natural analysis method, the risk of credit has been predicted and analyzed.
在改进研究的基础上建立了我国商业银行信贷风险评估体系，并选取了3家上市公司的2004年度数据对模型进行了应用分析。
Establishing our commercial bank credit risk evaluation system model and applies the model with 3 listed company's date of 2004.
本文在基于财务分析的企业风险评估模型基础上，构建了宏微观分析相结合的信贷风险预测模型。
In the present paper, a credit risk forecast model with micro and macro analyses closely combined is created on the basis of an enterprise risk appraisal model used for financial analysis.
运用理论与实践结合的方式，分析了鞍山银行业所面临的信贷风险，并系统的介绍了信贷风险的识别、评价和控制管理的方法和措施，具有较强的可操作性。
This essay analyses present credit risks of banks in Anshan depending on theory and practice. It also makes a systematic introduction of the distinguishing evaluation and managing methods.
但是在银行发放信用贷款的时候，由于银行没有获得相应的保证以及担保物，就势必需要对借款企业的会计信息进行全面分析，尽可能降低信贷风险。
However, as there is no guarantor or collateral while offering a credit loan, bank officers need to analyze the borrower's accounting information comprehensively to reduce the risk to the bottom.
本文在回顾了信贷风险管理相关理论后，分析了我国商业银行信贷风险的特征，并指出了信贷风险管理中尚存在的问题。
This paper point out the problems of risks management of Chinese commercial bank after analyzing the features of credit risks.
从法律的角度对信贷风险的成因进行了深入的分析，对其表现形式做了总结。
This paper analyzes the cause of formation of loan risk profoundly, summarizes the forms of loan risk, and especially discusses legal prevention and remedy to the risk of loan.
通过实证分析证明，KMV模型能够比较准确的反映上市公司的真实经营状况，将KMV模型应用于我国商业银行信贷风险管理是可行的。
The empirical analysis shows that KMV model can reflect real operation of listed companies accurately and this model can be used in China's commercial banks.
在对国有商业银行当前信用评级方法存在问题和国内外相关研究成果进行分析的基础上，论文提出了构建国有商业银行内部信用评级模型，提高信贷风险管理水平的观点。
On the basis of analyzing the shortcoming of state-owned commercial bank's credit rating system and the relative achievement, this paper emphasizes the importance of internal rating model.
其次，在前面分析的基础上，我们对商业银行信贷风险和流动性风险控制的约束条件做了数学描述。
Next, We made mathematic description of credit risk and liquidity risk control constraint conditions based on the analysis in foregoing sections.
本文在总结我国个人消费信贷状况的基础上，分析了个人消费信贷风险及其原因，并提出了风险防范的措施。
The article analyses the reason for the risk of consumption credit, and gives some advices about the risk prevent.
本文在总结我国个人消费信贷状况的基础上，分析了个人消费信贷风险及其原因，并提出了风险防范的措施。
The article analyses the reason for the risk of consumption credit, and gives some advices about the risk prevent.
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