本文正是从以上两个方面分析了信贷配给及其经济效应。
In this paper, just analyze credit rationing and economic effect in above-mentioned aspects.
信用担保减少了信贷配给问题，却增加了担保机构风险。
Credit guarantee increases its own risk while reducing credit rationing.
信贷市场的信息不对称导致信贷配给现象，进而形成信贷缺口。
The information asymmetry of credit market causes credit admeasure appearance, form credit gap then.
信贷配给理论及经验研究表明，农户普遍面临着严重的信贷配给问题。
Credit ration theory and empirical research show that the farmers face serious credit ration problems generally.
然后建立一个简单的OLS回归模型来进一步分析和验证我国银行业结构对信贷配给的影响。
And then, it formulates an OLS model to further analyze and testify the relationship between banking sector structure and credit rationing.
筹资成本的提高意味着贷款利率相应地提高，不过银行业的落魄对整个经济影响的主要是影响了信贷配给。
Higher funding costs have pushed up lending rates, but the main way that the Banks' difficulties are affecting the economy is through credit rationing.
并在此基础上，利用质量信号博弈模型和声誉理论的分析方法，提出了解决信贷配给的思路和建议。
And on this basis, it puts forward the thinking and suggesting of resolving credit rationing by means of quality signal game model and reputation theory.
化解隐患的关键在于弱化商业银行的制度性和市场性的信贷配给，建立标准的信贷市场以及信息传导机制。
How to eliminate concealed damages lies in weakening commercial banking institutional and market-oriented loan allocation, establishing standardized loan market and information transmission mechanism.
本文基于期权定价的视角分析信贷配给，以一条全新的思路阐释均衡信贷配给的成因及特征，并试图得出些许启示。
This paper analyzes equilibrium credit rationing with the method of options pricing, explains why credit rationing exists and its characteristics in a new way, and tries to get some revelation.
本文就在对信贷配给理论做了一个简短的回顾之后，从三个不同的视角对信贷配给生成机制的研究做了梳理和评析。
In this paper, after a brief review of the theory of credit rationing, the author coordinated and commented on the formation mechanism of credit rationing in three different angles of view.
信贷配给是社会经济运行中普遍存在的一种现象，其之所以受诸多学者的重视，正是由于它的存在会产生一些经济效应。
Credit rationing as ubiquitous phenomena of economic activities in society, many scholars pay more attention to it because of its existence leads to some economic effects.
首先，我国狭义的信贷渠道的传导出现了一些不顺畅。这主要是由于商业银行多重经营目标下的均衡信贷配给导致的。
First, the narrow credit channel is not smooth, it is mainly due to the equilibrium credit rationing of commercial bank.
首先，作者简述了现代商业银行贷款定价的理论依据：信贷配给理论、利率的逆向选择、利率的激励效应和贷款担保理论。
Firstly, the author discusses the loan pricing theory, this means credit rationing, converse selection and inspirit effect, etc.
论文的模型探讨了下列因素和中国信贷配给现象之间的联系：商业银行对信贷风险的态度变化，在辨别和控制信贷风险上开始投入大量的成本，这一过程会导致信贷配给；
The model of this paper explores the links between the following factors and the credit rationing in china. the change of banks " attitude to credit risk may lead to credit rationing ;"
就像其他的现象一样，这次经济衰退导致了银行放贷量的减少，以及信贷的非价格配给，这被称为“信贷紧缩”(谢弗和胡佛，2007)。
This economic downturn, like most others, has led to decreased volume of bank lending accompanied by non-price rationing of credit, which is called a 'credit crunch' (Shaffer and Hoover, 2007).
就像其他的现象一样，这次经济衰退导致了银行放贷量的减少，以及信贷的非价格配给，这被称为“信贷紧缩”(谢弗和胡佛，2007)。
This economic downturn, like most others, has led to decreased volume of bank lending accompanied by non-price rationing of credit, which is called a 'credit crunch' (Shaffer and Hoover, 2007).
应用推荐