本文的主要内容为参考行业及本企业的规则明确信贷资产风险分类的定义以及识别规则;
Referring to the industrial rules and CCB's rules, the paper presents a clear definition of credit assets risk classification and describe the rules on how to recognize the risks.
五是本文所提出的信贷资产风险分类指标体系,方法简单易行、可操作性强,便于银行提高工作效率。
The credit assets risks classifying index system introduced in this thesis is easy to adopt and operate, thus it can improve the efficiency of bank easily.
货币政策委员会为期两年的政策时限使其对于风险的长效反馈(通过信贷,货币以及资产价格)只能视而不见。
Within its two-year policy horizon, the monetary policy committee had to ignore the risks of such long-term feedback effects, via credit, money and asset prices.
风险资产——证券、信贷和大宗商品的价格修正似乎会因此而不可避免,而且这一现象在七月份已经部分发生了。
A correction of the prices of risky assets — equities, credit and commodity prices — therefore seems inevitable and has already partially started in July.
该委员会的意见中还包括一项拥有2.5%加权风险资产的额外反周期缓冲资金,监管者在其认为信贷失去控制时就可以强制起用这些资金。
The committee has also included an additional counter-cyclical buffer of up to 2.5% of risk-weighted assets, which regulators can impose when they think credit is flowing freely.
但是银行家杂志提到的三家大投资银行-瑞银、德意志银行和瑞士信贷去年因为高比例的市场风险权重资产今年也在其例。
But three large investment Banks the Banker mentioned last year for their high proportion of market-risk-weighted assets - UBS, Deutsche bank and Credit Suisse - are also on this list.
我们相信,与Piraeus自己的信贷产品的资产组合相比,合并的实体的贷款登记簿中所蕴藏的信用风险更大,会抹煞掉这些好处。
We believe that these benefits would be offset by the higher credit risk that would be embedded in the consolidated entity's loan book compared with Piraeus' own credit portfolio.
因此,加强和完善信贷风险管理,切实降低不良资产,是四大国有商业银行今后几年工作的重点,也是我国有效降低金融风险的重要保障。
So enforcing the system of credit risk management to reduce the amount of bad assets is the four state-owned commercial Banks' main work, and also ensures to reduce our country's financial risks.
很多银行结构太过冗杂,难以管理——Andromeda资产管理主管,前苏格兰皇家银行信贷风险基础设施长官GlennWoodcock说道。
Many banks have become too complex to be managed properly, says Glenn Woodcock, a director at Andromeda Capital Management and a former head of credit-risk infrastructure at RBS.
与国外的银行比,我国银行信贷资产质量低下,风险过高已是不争的事实。
Compared with foreign Banks, the assets quality of bank credit is low and the risk is too high.
银行业不良信贷资产是诱发社会金融风险的重要原因。
Banking bad credit assets are important reasons that bring out social financial risks.
我国商业银行信贷资产质量低下,不良贷款比率高,已经成为我国金融风险的最大隐患。
The lower quality and highly bad loan of credit assets in the commercial bank of our country has became the most hidden trouble of financial risk.
农村信用社为盘活信贷资金、化解经营风险接收了许多抵债资产。
The rural credit cooperatives accept a lot of assets used for paying debts in order to animate credit capital and get rid of operational risks.
如同下文和第二章更加广泛地予以论述的那样。就金融资产评估而言,目前通货膨胀的风险溢价和信贷风险没有给错误留下什么(或根本就没有留下)余地。
As discussed below and more extensively in Chapter II, current risk premiums for inflation and credit risks leave little or no margin for error in terms of financial asset valuations.
其次,当零售投资者可以迅速地把货币调离受潜在信贷事件或损失影响的、含有资产的资金时,互助基金必须克服补偿风险。
Second, mutual funds have to cope with redemption risk as retail investors can quickly move money from funds containing assets tainted with potential credit events or losses.
由于金融机构并不拥有他们所交易、分类、信贷的交易标的资产,交易对手风险直接施加在资产所有者身上。
Since institutions in this case do not own the underlying assets in which they trade, systematic, credit and counterparty risk accrues directly to the asset holder.
保险部门是信贷风险的净承担者(通过这些衍生物),但是这些净财务状况形成了它们一小部分在握的资产有价证券(通常3----4%)。
The insurance sector is a net taker of credit risk (through these derivatives), but these net positions form a small part (generally 3 to 4 percent) of their asset portfolios.
目前我国信贷资产质量下降,商业银行制订正确的授信决策是防范贷款风险、提供收益的途径。
At present the quality of loaning assets is declining. A reasonable credit assigning strategy which commercial bank makes is the way to avoid loan risks and raise its incomes.
商业银行的当务之急是降低不良资产,防范与化解金融风险,而信贷风险又是主要风险。
The urgent matter for commercial Banks is to reduce non-performed assets, take precautions against and dissolve financial risks, over which credit risk dominates.
这样就致使资产平均水平质量下降,信贷风险增大。
So, the quality of average assets is declined and risk of bank credit is increasing.
信贷风险是银行资产业务中最直接、经常性的风险。
Credit risk is the most direct and common risk in the asset business of bank.
论文的最后一部分主要论述了如何运用信息不对称理论来有效地防范信贷风险,高质量地管理信贷资产。
In the last part, how to avoid credit risks effectively and operate the credit property using the information asymmetric theory are mainly elaborated.
商业银行最主要的资产业务是信贷业务,也是其面临的最主要的风险来源。
Commercial banks'major asset-related business is Credit Business, which is right the main source of risks.
本文在风险资产价格和总产出空间内,建立了无风险资产和风险资产、信贷和商品市场的联立均衡模型。
Within the interspace of risky asset price and output, we describe simultaneous equilibrium in money and risky asset markets, and credit and goods markets.
在中国现行金融环境下,信贷风险占有主要的地位。因此防范和化解信贷风险成为我国商业银行风险管理的主要内容,而信贷风险管理很重要的一个环节就是量化信贷资产的风险。
Under China's current financial circumstance, credit risk is the dominant one, so avoiding and settling the credit risk become the main task of the risk management of our country's commercial banks.
在中国现行金融环境下,信贷风险占有主要的地位。因此防范和化解信贷风险成为我国商业银行风险管理的主要内容,而信贷风险管理很重要的一个环节就是量化信贷资产的风险。
Under China's current financial circumstance, credit risk is the dominant one, so avoiding and settling the credit risk become the main task of the risk management of our country's commercial banks.
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