五是本文所提出的信贷资产风险分类指标体系,方法简单易行、可操作性强,便于银行提高工作效率。
The credit assets risks classifying index system introduced in this thesis is easy to adopt and operate, thus it can improve the efficiency of bank easily.
本文的主要内容为参考行业及本企业的规则明确信贷资产风险分类的定义以及识别规则;
Referring to the industrial rules and CCB's rules, the paper presents a clear definition of credit assets risk classification and describe the rules on how to recognize the risks.
由于金融机构并不拥有他们所交易、分类、信贷的交易标的资产,交易对手风险直接施加在资产所有者身上。
Since institutions in this case do not own the underlying assets in which they trade, systematic, credit and counterparty risk accrues directly to the asset holder.
我国对商业银行资产质量进行评估的一系列指标建立在信贷资产质量的五级分类基础之上。
The Five-class Classification of Loans is the base of the calculation of the series of indicators, which are used to evaluate the credit asset quality of the commercial banks.
在争取更多客户,不断扩展业务占有量的同时,同样也给建行信贷资产质量带来了风险,为确保长期保证建行在市场竞争中的竞争力,信贷资产十二级分类系统的建设已迫在眉睫。
In face of the powerful threaten from the rivals, CCB have to develop more customers and extend its business products continuously, which may bring much more risk to its credit assets.
在争取更多客户,不断扩展业务占有量的同时,同样也给建行信贷资产质量带来了风险,为确保长期保证建行在市场竞争中的竞争力,信贷资产十二级分类系统的建设已迫在眉睫。
In face of the powerful threaten from the rivals, CCB have to develop more customers and extend its business products continuously, which may bring much more risk to its credit assets.
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