这在一定程度上是因为提供信贷的竞争非常激烈，不管它们有多便宜。
This is partly because the competition to provide credit is so fierce, however cheap it is.
许多小企业无法获得信贷，人们不能使用其财产作为抵押，市场上没有竞争者所以价格难以降低。
Many small businesses cannot get credit, people cannot use their property as collateral, competitors are not available to lower prices.
联合信贷银行的分析员詹姆士·斯特勒表示，托克纳为了达到排碳标准，击败竞争对手，花费了大量资金对引擎进行改善。
Tognum has spent heavily on improving its engines to meet emissions standards and to stay ahead of its rivals, says James Stettler, an analyst at UniCredit, a bank.
我们在越南独树一帜，因为地方竞争者没有经验去运营大范围的业务，管理这么多的信贷风险。
We are in a unique position in Vietnam, because local competition does not have the skills to run a large-scale operation managing a lot of credit risk.
对冲基金行业信封的规则是不让客户及竞争对手知道资金的投向，但是信贷危机暴露了他们少的可怜的资金持有数量。
The industry has made a fetish of keeping its clients—and competitors—in the dark about its holdings. But the credit crunch has revealed how few original ideas most of them held.
此举是最具竞争力的按揭交易机构迅速撤资的结果，这是因为信贷紧缩依然加剧，房地产价格也在下跌。
The moves are part of an increasingly rapid withdrawal by lenders from the most competitive mortgage deals as the credit crunch continues to bite and house prices fall.
但我们必须转化潜在的破坏性信贷危机，增加国民储蓄，提高生产率和增加工资收入，并加强我国的国际竞争力。
But we will avert a potentially devastating credit crisis, increase national savings, drive productivity and wage growth, and enhance our international competitiveness.
其中最有竞争力的是国家退休基金储蓄银行（下文称BTPN），它被私募公司德克萨斯太平洋集团收购，之后于2008年进入小额信贷市场。
Among the keenest of them is Bank Tabungan Pensiunan Nasional (BTPN), which entered the market in 2008 after a buy-out by Texas Pacific Group, a private-equity firm.
竞争增加了信贷供给，信贷供给又刺激了经济增长。
It has increased the supply of credit, which boosts economic growth.
在竞争对手陷入破产的境地时，高盛很大程度上避免了信贷相关的损失，但既便如此，高盛还是出现了赤字。
Even Goldman Sachs, which largely avoided large credit-related losses while rivals went bust, plunged into the red.
由于竞争的加剧和利率市场化的深入，商业银行传统的公司类批发业务获利空间逐步缩小，信贷风险不断增加。
Due to increased competition and interest rate marketization deeply, commercial bank of traditional company profit space gradually narrowing wholesale business, credit risk increasing.
他表示，洛希尔公司还是一家反向投资者，因此当竞争对手可能身陷困境之时，信贷危机为公司进入新领域提供了机遇，“许多竞争对手已经乱了套了。”
The company, he says, is also contrarian, and the credit crisis presents an opportunity to move into new areas when rivals may be in trouble. "Many competitors are upside down, " he says.
研究了在竞争的信贷市场中，对风险厌恶型投资者克服逆向选择作用的信贷决策机制，提出了这种机制应满足的性质。
A study is made in this paper of the credit decision mechanism against adverse selection in a competitive market with asymmetric information when entrepreneurs are riskaverse.
第二，从信贷市场结构和机制角度，分析了竞争机制、利率机制、资金报酬率及信贷契约等对西部欠发达地区信贷市场的影响。
The structure and the mechanisms of the credit market, including the competing mechanism, the interest-rate mechanism, the fund reward ratio and the credit contract.
如何提升信贷决策管理水平，以求在竞争中立于不败之地，成为国内商业银行关注的热点问题。
How to promote decision level of management, so as when competitive neutrality do not defeat land, become the domestic hot problem that commercial bank pays attention to.
文章立足于中国垄断竞争型的信贷市场，探讨了不确定性条件下贷款需求与贷款供给之间的微观作用机理。
Based on the Chinas credit market characterized by monopolistic competition, this paper explores the micro-mechanism of loan demand and supply under uncertainty.
但是竞争仅依赖于机构网点的权力而不是资金运作的效率，或者信贷资产质量的升级。
But the competition relied only on the power of the institutional network instead of the efficiency of fund operation or the upgrade of the quality of credit assets.
因此价格竞争将是银行信贷市场竞争的常态。
So loan pricing competition is the normality in market competition.
研究商业银行在北京的信贷业务竞争策略首先要分析信贷目标行业的价值创造能力，从而确定信贷目标行业的范围。
To study the competition strategy of commercial Banks for credit business in Beijing, one has to analyze value-making ability of the target sector to determine the scope of credit target.
解决乡镇企业信贷困境的重要途径是构建信贷资金供求双方有效竞争的产业组织。
Setting up effective competition organization of industry including the rural enterprises and financial enterprises is an important way to tackle the problem.
报告中发现在信贷领域的许多改善是银行面对竞争来提供信贷。
It found that the most improvement came in loan areas where Banks were facing competition to offer credit.
本文的研究可为我国汽车消费信贷的管理和提高综合竞争力提供了必要的理论方法和策略支持。
The research in this paper provides essential theoretical method and tactical support for the management of auto consumption credit and enhancement of comprehensive competitiveness.
这一计划也是出于对海外竞争对手正在抢走华尔街业务的担忧，这种呼声在信贷危机前更为高涨。
It also stems from a concern, voiced more loudly before the credit crunch took hold, that Wall Street was losing business to overseas competitors.
利率市场化后，商业银行的竞争将进入新的层次，银行面临新的信贷风险，贷款违约风险发生变化。
After Market-oriented interest rates, commercial Banks will enter the competition a new level; Banks are facing new credit risk, loan default risk change.
在争取更多客户，不断扩展业务占有量的同时，同样也给建行信贷资产质量带来了风险，为确保长期保证建行在市场竞争中的竞争力，信贷资产十二级分类系统的建设已迫在眉睫。
In face of the powerful threaten from the rivals, CCB have to develop more customers and extend its business products continuously, which may bring much more risk to its credit assets.
在争取更多客户，不断扩展业务占有量的同时，同样也给建行信贷资产质量带来了风险，为确保长期保证建行在市场竞争中的竞争力，信贷资产十二级分类系统的建设已迫在眉睫。
In face of the powerful threaten from the rivals, CCB have to develop more customers and extend its business products continuously, which may bring much more risk to its credit assets.
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