一些地区联邦储蓄银行对刺激政策表示怀疑，并提及紧缩信贷的需要，伯南克尚未表明他对美联储下一步行动的倾向。
Some regional Fed presidents who were skeptical of stimulus have talked about the need to tighten credit, and Bernanke has yet to indicate his preference for the Fed's next move.
其中最有竞争力的是国家退休基金储蓄银行（下文称BTPN），它被私募公司德克萨斯太平洋集团收购，之后于2008年进入小额信贷市场。
Among the keenest of them is Bank Tabungan Pensiunan Nasional (BTPN), which entered the market in 2008 after a buy-out by Texas Pacific Group, a private-equity firm.
15年前，在加入奥地利第一储蓄银行前，特莱希作为信贷分析员在纽约加入过大通银行，此后在其布鲁塞尔，雅典和维也纳的分支机构工作。
Mr Treichl joined it as a credit analyst in New York and worked in its offices in Brussels, Athens and Vienna before joining Erste Bank some 15 years ago.
“银行”指任何从事银行业务的人，包括储蓄银行、储蓄和贷款协会、信贷联盟和信托公司。
"Bank" means a person engaged in the business of banking and includes a savings bank, savings and loan association, credit union, and trust company.
邮政储蓄银行小额信贷业务所面临的挑战是：业务知识和管理水平欠缺，人员素质有待进一步提高和各类各层次人才急需大量充实。
The challenges are as the below: lack of business knowledge and management capacity in terms of microcredit operation; and poor staff quality and lack of talented people at all levels.
邮政储蓄银行小额信贷业务所面临的挑战是：业务知识和管理水平欠缺，人员素质有待进一步提高和各类各层次人才急需大量充实。
The challenges are as the below: lack of business knowledge and management capacity in terms of microcredit operation; and poor staff quality and lack of talented people at all levels.
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