信用风险控制理论与实践探讨在国内还处于相当初级的阶段。
The theoretical and practical probes into the theory of credit risk control are still in the elementary stage in our country.
个人消费信贷规模逐年增大,产生了对个人信用风险控制的需求。
The increasing amount of individual credit loan creates demand for the control of individual credit risk.
本文从五个方面对我国个人消费信贷的信用风险控制进行了描述。
The paper has decrypted the personal credit risk controlling from five aspects.
等等。对这些问题的分析论证将引导主观信用风险控制理论走向微观,推动其控制系统的深层研究。
The analysis and discussion on these problems will lead the study of credit risk control theory from its macro-level to its micro and deep levels.
该体系主要包括信用风险评估、信用风险度量、信用风险定价、信用风险控制和信用风险文化五个子系统组成。
The system includes credit risk evaluation, credit risk measurement, credit risk pricing, credit risk control and credit risk culture.
在国内外宏观经济剧烈波动的今天,我们如何实现对信用风险的控制是我们长期要思考的问题。
The macroeconomic is volatility both at home and abroad today, and how to control credit risk is the long-term question to think about.
如何加强对信用风险的控制以及如何更好地选择优质客户成为我国商业银行当前急需解决地问题。
How to strengthen the control on credit risks and how to choose the high-quality customers have become the problems that our commercial Banks should solve as soon as possible.
传统的信用风险管理办法,例如分散化,银行贷款出售和资产证券化,只提供了控制信用风险暴露的部分办法。
The conventional methods of managing credit risk, such as diversification, bank loan sales, and asset securitisation, offer only a partial solution to controlling credit risk exposure.
由于种种原因,我国国有商业银行贷款信用风险管理制度存在着诸多缺陷,明显影响了银行对贷款信用风险的防范和控制。
Due to all kinds of reasons, the loans credit risk management system exists many defects in the above mentioned Banks, they are affected obviously to the loans credit risk against with control.
因此,预防和控制信用风险对商业银行来说是十分重要的。
So it is important for commercial bank to prevent and control credit risk.
在此基础上,从外部监管、约束机制、内控制度及微观管理工具等方面构建起商业银行的信用风险管理体系;
On the basis of this, it constructs a management system of credit risk of commercial banks from the aspects of outside supervision, restriction system, inside controlling, micro-management means etc.
近几年,随着消费信贷的飞速发展,人们开始越来越关注消费信贷信用风险的控制和管理。
In the recent years, with the rapid development of consumer credit, people began to pay more and more attention on the control and management of the credit risk.
因此,以IRB思想为指引研究商业银行的信用风险度量问题,对于控制中资商业银行不良贷款的增长,提升其核心竞争力具有现实的意义。
Therefore, the research on credit risk measurement based on IRB is practically significant for Chinese commercial banks to control their increasing bad loan and enhance the core competitive capacity.
在分析了问题之后,本文从两个方面研究了出口信用风险管理与控制问题。
After it analyzes the question, this article studies the question of control and management on exportation credit risk from two aspects.
银行在进行信用风险管理中,不是要绝对地防止失信风险损失,而是要限制损失的绝对数额和控制损失的波动幅度。
When the bank carries on the credit risk management, absolutely lose is not a must prevent, while the margin of fluctuation and the control loses are the things that must be limited.
因此,外贸企业必须建立健全专门的信用风险管理体系,专业化地承担客户风险控制和应收账款管理的责任。
Therefore, the foreign trade enterprise must establish the perfect credit risk management function and undertakes the customer risk control and the account receivable management responsibility.
对银行信用风险的防范和控制从信用分析以及银行内部控制角度进行了基础性的探讨。
This paper will do a basic discussion to the credit venture avoiding and controlling from the Angle of credit analyzing and inner controlling.
本文从企业管理角度对企业信用风险内部控制问题进行了研究探讨。
The dissertation relates to controlling credit risk from the point of enterprise management.
研究上市公司的信用风险问题对证券市场监管、投资者利益保护以及信贷机构风险控制都具有重要的现实意义。
Study on the credit risk of listed companies is of important practical significance to security market supervision, to investor's interests 'protection and to credit organization's risk control.
信用风险内部控制是在对信用风险进行评价和预警之后,运用科学有效的理论及方法,来降低风险,增加收益的经济活动。
After the evaluation and warning, the inner control system USES the science theories and methods to reduce the risk and to increase benefit of economic activities.
当前我国银行风险主要为信用风险、流动性风险和管理风险。从银行内部讲是由于各项内开监控制度不健全,管理制度不完善所致。
At present, the bank risks in China include credit risk, floating risk and managerial risk resulting from the imperfect system of internal management and supervision and control in the Banks.
考虑到客户信用体系已成为企业控制信用风险,提高自身竞争实力的管理问题。
Aiming directly at management problem of customer credit system already becomes enterprises control credit risk, enhance themselves competitive capability.
在我国现阶段,商业银行开展的业务主要是贷款业务。信用等级是识别、度量和控制贷款的信用风险的重要参数。
Loan is the major business of commercial Banks in China and credit rating is the most important way to identify, measure and control the credit risk of loan in commercial Banks.
本文主要是围绕如何通过模型的计算来控制申请信用卡时的信用风险。
This text main is around how to control application credit card of credit risk passing the calculation of model.
负责信用风险组日常工作的审核、对相关业务部门的风险控制评价等。
Other daily work review and risk management appraisal of business lines.
负责信用风险组日常工作的审核、对相关业务部门的风险控制评价等。
Other daily work review and risk management appraisal of business lines.
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