次级按揭贷款是对合理的贷款标准的全盘放弃，具有不良信用特征的借款人获得了难以偿还的按揭贷款。
This lending was a wholesale abandonment of reasonable lending practices in which borrowers with poor credit characteristics got mortgages they were ill-equipped to handle.
对单项金额不重大的金融资产，可以单独进行减值测试，或包括在具有类似信用风险特征的金融资产组合中进行减值测试。
No significant amount of individual financial assets, could pay separately for testing, or a similar credit risk characteristics included in the portfolio of financial assets for loss testing.
评估指标体系的选取是企业信用评估的首要问题，它是一个特征选择问题。
The selection of the evaluating index system is the key to enterprise credit assessment, which is essentially a feature selection problem.
然后，分析了信用卡运作体系的网络外延性等特征以及三项主要原则。
Then it analyzes the network externalities of structure and its three principle rules.
本文首先讨论信用权的性质和商业信用权的法律特征，然后分析了我国商业信用权保护的法律现状。
In this article, we discuss the character of business credit right at first, then, analyze the law condition of the protection of it.
这种双边保证是信用证独特的、具有代表性的特征。
This bilateral security is the unique and characteristic feature of the letter of credit.
第二，在分析形成新兴技术企业信用风险的成因及其特征之后，对新兴技术企业信用风险的评估模型、方法及其应用进行研究。
Second, the study on the evaluation models, methods and application of the credit risk of the emerging technology enterprises has been done.
这一部分旨在阐述信用证的定义作用，以及作为信用证之一的议付信用证的含义特征。
This chapter introduces the definition and functions of letter of credit and, the meaning and characteristics of negotiation letter of credit.
根据信用风险特征，银行账户信用风险暴露分为主权风险暴露、金融机构风险暴露、零售风险暴露、公司风险暴露、股权风险暴露、其他风险暴露。
According to the features of credit risks, the banking-book credit risk exposures shall be divided into sovereign, financial institution, retail, corporate, equity and other exposures.
针对信用卡的特征，提出了从消费行为和还款行为两方面的客户价值度量的指标RFMRF。
Aimed at characteristics of credit card, it puts forward the index RFMRF for measuring customers 'value from the behaviors of both consumption and paying back.
全文从信用风险的涵义和特征入手，通过分析传统信用风险管理方法引出信用衍生工具。
The paper begins with the connotation and characteristics of credit risk. Through analyzing the traditional credit risk management methods the article introduces credit derivatives.
特征：贷款人会评估申请人的支付历史、信用评分、信用报告和之前第三方贷款人提供的信息。
Character: Lenders assess applicants' payment history, credit score and credit reports, as well as other third-party lender information from previous loans.
对信用风险特征的认识更全面，更重视对信用风险系统性的研究。
The understanding to credit risks of this article is more comprehensive and regards seriously the systematic research on credit risks.
其基本特征就是合同的一方主体必须是消费者，合同所涉信用授予的额度不得超过法定限额。
It is characterized with one party limited to the consumer and the credit confined to legal regulation.
企业信用是企业文化的一个重要特征，企业信用文化建设是企业文化建设的重要内容。
The enterprise credit is a important characteristic of enterprise culture. So enterprise credit culture construction is a important content of enterprise culture construction.
贷款组合信用风险度量的显著特征是缺少实际违约数据。
Loan portfolio credit risk measurement is significantly characterized by lack of empirical default data.
这个在西方比较典型，有针对不同人口地理特征的和不同阶层的人群的各种各样的品牌消费信用卡。
Typically in the West there are many levels of branded card offerings that relate appropriately to different demographic and life style classes.
笔者认为，讨论议付、议付行，必须要以对信用证与议付信用证的运作原理，含义特征有一个大致的了解为基础。
The author deems that talking about negotiation and negotiating bank should be on the basis of a rough understanding on the operating principles of letter of credit and negotiation letter of credit.
接下来结合苏州农业银行信用资产特征和信用风险管理现状，分析了引入先进信用风险度量方法的必要性。
Related to character of credit assets and actuality of credit risk management, it finds necessity in introducing more advanced risk measurement method in Agricultural Bank of China Suzhou Branch.
信用卡的好处、特征和优点与储值卡集成。
The benefits, features, and advantages of a credit card are integrated with a stored value card.
银行应根据大学生群体特征制定营销策略，从建立关系纽带，培养顾客忠诚度与归属感入手，引导大学生使用信用卡，达到对大学生信用卡的营销目的。
The banks should set marketing strategy based on the features of college students, attract students to use credit cards by building links and developing customer loyalty and belongingness.
首先，在对信用风险的概念进行界定的基础上，阐明了信用风险的表现形式及其特征。
Firstly, following the definition of the concept credit risk, it clarified all kinds of forms credit risks to take and their respective features.
储值卡的特征、好处和优点与双卡的信用卡方面集成。
The features, benefits and advantages of a stored value card are integrated with the credit card aspects of the dual card.
次贷危机造成了当前所面临的以全球信用市场和银行系统的流动性紧缺为特征的经济问题。
The subprime mortgage crisis is an ongoing economic problem characterized by contracted liquidity in the global credit markets and banking system.
因为生物特征不像密码或者信用卡号码，你不能改变自己的指纹。
That's because unlike a password or a credit card number, you can't change your fingerprint.
本文从信用卡业务风险分类入手，分析了信用卡风险的特征以及相关理论，揭示了风险管理应遵循的理念与其目的意义。
How to deal with the risk of credit card in the new situation becomes a subject which needs studying. Starting from risk types, this paper analyses the characters and theories of the credit card risk.
本文从信用卡业务风险分类入手，分析了信用卡风险的特征以及相关理论，揭示了风险管理应遵循的理念与其目的意义。
How to deal with the risk of credit card in the new situation becomes a subject which needs studying. Starting from risk types, this paper analyses the characters and theories of the credit card risk.
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