个人不得从事个人信用征信及评级业务。
Any individual is prohibited to undertake individual credit information collecting and credit rank evaluating.
个人信用征信是解决我国目前信用缺位的有力手段。
The credit reporting system is helpful to solve the problem arising from lack of personal credit in China.
当前中国，个人信用征信系统的建设正在轰轰烈烈地进行着。
Nowadays the construction of the personal credit information collection system is in vigorous process in China.
第二部分——个人住房抵押贷款风险防范与个人信用征信制度。
Section two: the risks prevention system of individual housing loan and the individual credit reporting system.
我国个人信用征信制度建设缺乏基础和统一规划，也没有完善的评价制度。
The establishment of personal credit inquiry system in China lacks basis, unified planning and comprehensive evaluation system.
在我国个人信用征信制度中，个人征信机构的所有经营活动都是围绕着消费者的个人信用信息展开的。
In the personal credit-inspection system of China, the operation activities of personal credit-inspection organizations center on personal credit information.
住房抵押贷款风险的防范和控制是一个系统工程，本文尝试从个人信用征信制度、担保制度、保险制度和住房抵押贷款证券化四个方面进行探讨。
This thesis intends to discuss this problem systematically from the following four aspects: individual credit reporting system, security system, insurance system and mortgage-backed securitization.
在美国，三家主要的征信机构(Equifax，环联，百利)允许消费者通过网站退订相关的信用卡优惠宣传材料。
In the United States, the three major us credit bureaus (Equifax, TransUnion and Experian) allow consumers to opt out from related credit card solicitation offers via its opt out Pre Screen program.
个人信用保证机制的征信制度和诉讼制度哪个成本更低、相对价值更高需要客观分析。
It requires impersonality analysis which is much low in cost or more high on relative value about credit system and lawsuit system in personal credit guarantee mechanism.
我们应该加快企业和个人征信体系的建设，以此来促进整个社会信用体系的重建和完善。
And we should reconstruct and improve our society credit system by the means of accelerating construction of enterprise and personal credit investigation system.
社会征信体系是社会信用体系的基础和核心。
Social credit information system is the base and core of social credit system.
尤其是上海市在2000年开通的“个人信用联合征信服务系统”，为我国建立个人信用制度积累了一定的经验。
Personal credit combine credit service system, which is open in Shanghai in 2000 specially, contributes to establish of personal credit system.
同时将企业信用评级与其相关概念，包括征信，债权信用评级进行对比，以明确企业信用评级的内涵。
At the same time, by compared with the related concepts of corporate credit, including credit, debt credit ratings to clarify the meaning of corporate credit rating.
第二章分析了我国个人信用信息征信行业的现状。
The second chapter argued the China credit industry and discussed the problem of the credit system.
信用、征信、信贷征信这三个概念，在内涵上层层递进，为构建社会信用体系提供了逻辑思路和着眼点。
The three concepts of credit, credit information and credit loan information, showing a progressive nature in connotation, provide a logical philosophy and a focus for building a social credit system.
金融信用制度建设是一个系统工程，其核心制度主要包括征信制度、信用评级制度和信用管理体系。
Financial credit system is a systematical project, its core system includes acquisition credit, judgment credit and administration credit system.
第二部分“当前我国信用危机与征信制度现状”。
The second part: The credit crisis in China and the status in quo of China's credit checking system.
本文的目的是讨论如何利用征信体系中的公共信用信息系统（PCR）服务于新巴塞尔协议意义下的商业银行资本监管。
The paper aims systematically at investigating how to use public credit registry(PCR) to serve capital regulation of banking system under Basel II.
建筑市场的信用重建，除应采取建立征信体系等措施外，还必须从根本上建立利于信用形成的现代产权制度。
Therefore, in order to build a clean and healthy construction market, we should not only adopt measures like establishing a credit system, but also eastablish a modern property rights system.
个人征信制度的核心在于个信用信息的公开，其涉及四个基本当事人和三个基本法律关系；
Defined the personal credit investigation system's key is the exposure of credit information to the public, and it involved four parties and three basic legal relationship.
中国人民银行设立了征信管理局，陆续出台了有关信用评级的政策规章。
The people's bank of China, set up credit bureau has promulgated a relevant credit rating policy regulation.
和美国不同，中国缺少集中管理的征信机构，而且持有信用卡的居民占少数。
Unlike the U. S., China lacks centralized credit bureaus, and only a small portion of the population has a credit card.
企业征信活动的对象是企业信用信息，其中包括了企业的商业秘密。
The enterprise credit information is the object of the enterprise credit checking activities;
企业征信活动的对象是企业信用信息，其中包括了企业的商业秘密。
The enterprise credit information is the object of the enterprise credit checking activities;
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