信用级别评定服务，查询用户的信用历史信息。
A credit rating service that queries the user's credit history information.
有机会建立积极的信用历史。
长期的信用历史可以让你成为“闪亮”的信贷用户。
A long credit history can make you a more appealing credit customer.
银行不喜欢他的信用历史。
现在雇主和房东都通过信用历史来挑选求职者与房客。
Employers and landlords are now using credit checks to filter out candidates and unsavory tenants.
清单3所示的信用级别评定接口提供了信用历史信息。
The credit rating interface shown in Listing 3 provides credit history information.
由于此重要的是要有一个坚实的信用历史。
Because of this it is important to have a solid credit history.
你必须有一个好的信用历史在今天的社会。
这些都加入了信用历史。
要建立一个信用历史。
如果你违约金，这是你个人信用历史就是伤害。
If you default on payments, it is your personal credit history that is hurt.
准则包括你的欠款金额，付款历史，以及信用历史。
Criteria include the amount you owe, payment history, and credit history.
你会分析应用牢记您的责任、信用历史和财政需求。
Your application will be analyzed keeping in mind your level of duty, credit history and financial needs.
不过，它仍然保持了良好的债务信用历史，保持清洁。
However, it is still good to keep out of debts and keeping credit history clean.
这个数字介于300至850点，展现个人的信用历史。
This number is between 300 – 850 points and showcases a person's credit history.
所以如果你是一位有不良信用历史你也可以习惯购车贷款。
So if you are a person with bad credit history you can also get used car loans.
有折扣和提供军事人员，但没有一个可以弥补一身正气信用历史。
There are discounts and offers for military personnel but nothing can compensate for a truly upright credit history.
在任何情况下，如果没有你的信用历史，你的信用评分很可能较低。
In any case, if you have no credit history, your FICO score is likely to be low.
当申请低利率贷款或较大贷款额度时，良好的信用历史可以为你提供更多选择。
A decent credit history will offer more options when it comes to low interest rates and how much debt a credit company will allow someone to carry.
许多人将目前次贷抵押危机归咎于向具有不良信用历史的人的不负责任的放款。
Many people blame irresponsible lending to people with risky credit histories for the current subprime mortgage crisis.
首先要做的，开始修理你的信用历史，是为了不再支付帐单上的时间。
The first thing to do to start repairing your credit history is to pay your bills on time.
我当时记录了详细的信用历史，要求被访谈者评估她们已经获得的每种借款。
I then took detailed credit histories and asked participants to evaluate each form of borrowing to which they had access.
由于缺乏信用历史，贷款者就不会将钱借给这样的借款者，从而形成恶性循环。
It creates a vicious cycle, where lenders are less likely to lend to a borrower, because there's no credit history.
许多人将目前次贷抵押危机归咎于向具有不良信用历史的人的不负责任的放款。
Many people blame irresponsible lending to people with risky credit histories for the current sub-prime mortgage crisis.
事实上，当你付过去，由于债务，它会重新启时间内，它可以报告在你的信用历史！
In fact, when you pay past-due debts it restarts the time period that it can be reported in your credit history!
如前所述，15%的信用评分来自于信用历史，所以保留最早的账户能帮助你得分。
I already mentioned that 15% of your score comes from the length of your credit history, so by keeping your oldest account open, you'll help this part of your score.
一旦这种事情发生，即便他们过去有着优秀的信用历史，也可能需要积攒数年才能挣回这些积分。
Once the damage is done, it could be years before this group can restore their scores, even if they had strong credit histories in the past.
请记住，信用卡的二次使用者不会在信用历史上获益，因为信用卡申请表上填的是信用卡持有者的名字。
Remember, a secondary user on a credit card gets no credit history benefit because the application is under the primary cardholder's name.
请记住，信用卡的二次使用者不会在信用历史上获益，因为信用卡申请表上填的是信用卡持有者的名字。
Remember, a secondary user on a credit card gets no credit history benefit because the application is under the primary cardholder's name.
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