利率通常会因借款人的信用分、贷款期限及更多基于借款人申请评估的可能标准而有差别。
The interest rates will typically differ by credit grade of the borrower, loan term and possibly more criteria evaluated upon the borrower application.
流通中的信用卡数量也下降了将近五分之一。
The number of credit CARDS in circulation has declined by almost a fifth.
自从去年八月由美国按揭贷款引发信用危机以来，官方短期利率以下降了2.25个百分点。
Official short-term rates have now fallen by 2.25 percentage points since the credit turmoil stemming from American mortgages began last August.
威士国际信用卡公司的最新统计数据显示，遭受海啸袭击的东南亚地区的经济仍然十分脆弱，可能需要更长时间才能恢复正常。
The economies of the areas that were hit still remain fragile and are likely to take a lot longer to recover, according to fresh data from credit card firm Visa International.
日常生活有很大一部分都构筑于债务的基础上，从房屋抵押贷款、信用卡、到汽车贷款。
Much of daily life is built around debt, from home mortgages to credit CARDS to car loans.
对于像JP摩根、美洲银行和花旗集团这样的大型银行来说，一张外卡将成为信用卡业务组合的一部分。
One wild card will be the credit card portfolios at major banks like JPMorgan, Bank of America and Citigroup.
这些借款人的平均FICO信用评分是775分，从而就确保了借款人的良好信誉。
The average FICO credit score is 775, which makes the borrowers beacons of creditworthiness.
十分之八的人还告诉研究者说，他们认为向银行借钱或是透支信用卡太容易了。这一研究是折扣网站委托开展的。
Eight out of 10 people also told the research for discount website MyVoucherCodes.co.uk that they thought it was too easy to borrow money through their bank or on credit CARDS.
这一点是十分重要的，因为很多人会为了应对紧急事件而从信用卡中借钱，用以避免现金不足而造成的罚款或是在股市低潮期卖掉股票。
This is important because many will borrow on a credit card in an emergency to avoid the penalty of cashing out a c.d. or a selling stock during a down market.
超过三分之一的消费者选择一家信用卡而不是另一家是因为该发卡行有较低的入门利率。
More than a third of consumers pick one credit card over another based on which issuer has the lowest introductory interest rate.
取消你所有的商店专用信用卡-之前，我曾用了30分钟打电话并取消我在盖普，维多利亚的秘密，梅西百货还有宾尼百货的信用卡。
Cancel all of your store credit CARDS - (30 minutes) it took me 30 minutes, once upon a time, to call and cancel my CARDS at The Gap, Victoria's Secret, Macy's, JC Penny.
新客户能在15分钟内拿到自己的账户、支票簿、借记卡和信用卡，每位客户的所有数据会被保存在一个地方。
New customers will be able to get their account, chequebook, debit and credit CARDS within 15 minutes, and all the data for each customer will be kept in one place.
虽然有五分之一遗失钱包的人会受到身份盗窃和信用卡欺诈的影响，但是有五分之二的人会认为存在此类后果的可能。
Although identity theft and card fraud affects one in five of those who lose their wallets, only two in five even considered it a possible consequence.
超过四分之三的人将永远不会再见到他们的钱包，大多数会花110多个小时更换他们的信用卡和借记卡。
More than three quarters of those who lose their wallets will never see them again, and most will spend over 110 hours replacing their credit and debit CARDS.
三分之二的抵押贷款的借款人有良好的信用记录和固定的利率，他们拥有的房产价值远高于他们的借款。
Two-thirds of mortgage borrowers enjoy good credit and a fixed interest rate and can depend on the value of their houses remaining far higher than their borrowings.
根据英国信用卡协会发卡公司表示，这项改变会使四分之一的信用帐户受益。
The change will benefit around a quarter of all credit card accounts, according to the UK Cards Association, which represents issuers.
我领到的薪水没有一分钱来自于大幅亏损的信用违约互换交易。
I never received any pay resulting from the credit default swaps that are now losing so much money.
发放的200，000份新的小型商业经营许可中，约有三分之二的商业经营存活了下来，但一些早先就秘密存在的，守信的信用卡现在还无法审请到。
Of the 200, 000 new small-business licences issued, some two-thirds are thought to have gone to existing, but previously clandestine, outfits. Promised credit is not yet available.
发放的200,000份新的小型商业经营许可中，约有三分之二的商业经营存活了下来，但一些早先就秘密存在的，守信的信用卡现在还无法审请到。
Of the 200,000 new small-business licences issued, some two-thirds are thought to have gone to existing, but previously clandestine, outfits. Promised credit is not yet available.
别再让信用卡公司赚一分一毫的信贷费了。他们靠你花钱来赚钱。
Don't give credit card companies another penny in finance charges - they grow richer at your expense.
贷款信用不佳的房主数量比例则在一年前的5.6%的基础上又增加了7个百分点。
The percentage of homeowners delinquent on mortgage payments rose to 7 percent, up from 5.6 percent a year ago.
同时，三分之二（64%）的旅客不知道他们的免费行李额。 另外，77%的旅客不知道不同的信用卡支付的额外费用。
Meanwhile, two thirds of travellers (64 percent) do not know what their free-baggage allowance is across the major carriers, whilst 77 percent are unaware of what the differing card-payment fees are.
你只能相信用户所述的极少的一部分。
You can trust what users say as the truth only a little bit.
而在提及输入时，十分简单：不要相信用户。
由于评级机构准备下调这些债券保险商的信用等级，这将使他们的业务遭到严重的打击。监管者也敦促他们，要不注入新的资金，要不就分折业务。
With rating agencies preparing to downgrade them to levels that could destroy their business, and regulators pushing for bail-outs or break-ups, the monolines' moment of truth has arrived.
集中交易对手在交易市场中很常见，但在热度高涨的衍生品场外交易市场中却十分罕有，尤其是在信用违约掉期的巨大市场中更是如此(见表)。
CCPs are the norm in exchange-based markets but they have been scarce among surging over-the-counter (OTC) derivatives, notably the gigantic market for credit-default swaps (see chart).
集中交易对手在交易市场中很常见，但在热度高涨的衍生品场外交易市场中却十分罕有，尤其是在信用违约掉期的巨大市场中更是如此(见表)。
CCPs are the norm in exchange-based markets but they have been scarce among surging over-the-counter (OTC) derivatives, notably the gigantic market for credit-default swaps (see chart).
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