第二百一十九条保险标的的保险价值由保险人与被保险人约定。
The insurable value of the subject matter insured shall be agreed upon between the insurer and the insured.
已估价保险单的保险标的价值已(被双方)约定。
不足额投保是指保险合同约定的保险金额低于保险价值。
The amount covered that the shortage effect an insurance means that the insurance agreement stipulates is lower than insured value.
所以在保险合同无明文约定“实际价值”的计量规则时，应着重考量被保险人对保险标的的使用意图来测算被保险人的实际损失。
Therefore, when the insurance contract doesn't carry a definition of the "actual loss", the focus should be put on the insured's intention of using the subject for measuring the losses.
保险人与被保险人未约定保险价值的，保险价值依照下列规定计算。
Where no insurable value has been agreed upon between the insurer and the insured, the insurable value shall be calculated as follows.
除非保险单另有规定，保险单约定的价值不能作为确定是否构成推定全损的最后价值。
Unless the policy otherwise provides, the value fixed by the policy is not conclusive for the purpose of determining whether there has been a constructive total loss.
定值保险单指载明保险标的的约定价值的保险单。
A valued policy is a policy which specifies the agreed value of the subject matter insured.
定值保险单指载明保险标的的约定价值的保险单。
A valued policy is a policy which specifies the agreed value of the subject matter insured.
应用推荐