传统型保费固定，其现金价值的增长也有最低收益率保障。
长期趋势显示，美国非寿险公司的收益率（理赔金和运营成本之和与保费的百分比率）和经济周期没有明显的相关性。
The long-term trend in profitability (claims and operating costs as a percentage of premiums) for America’s non-life insurers shows no obvious correlation with the economic cycle.
和第7至9个月，三大保险公司保费的收益率出现分化。
And 7 to 9 months, the three major insurance premium income rate of emergence of differentiation.
而在产出方面，寿险公司的保费收入还有较大的提升空间，但在净资产收益率方面已基本达到饱和。
While from the aspect of output, life insurers still had a large premium growth potential, their net return on equity had reached saturation.
也就是说，他们把借款人的贷款利率较高，他们可能会比其他的资格，因为作出更大的经纪人佣金，所谓的“收益率差的保费， ”这样做。
That is, they put borrowers in loans with higher interest rates than they could otherwise qualify for, because the brokers make greater commissions, called "yield spread premiums, " by doing so.
也就是说，他们把借款人的贷款利率较高，他们可能会比其他的资格，因为作出更大的经纪人佣金，所谓的“收益率差的保费， ”这样做。
That is, they put borrowers in loans with higher interest rates than they could otherwise qualify for, because the brokers make greater commissions, called "yield spread premiums, " by doing so.
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