从依赖预期回报率转向死亡率能够有效地平衡资产负债，而不需依赖股东、保单持有人或监管者的智慧。

Tweaking an expected return here or a mortality rate there could magically bring both into balance, often without shareholders, policyholders or regulators being any the wiser.

youdao

从依赖预期回报率转向死亡率能够有效地平衡资产负债，而不需依赖股东、保单持有人或监管者的智慧。

Tweaking an expected return here or a mortality rate there could magically bring both into balance, often without shareholders, policyholders or regulators being any the wiser.

youdao