美国人说：“再然后，你退休了。”
你甚至可以做它，如果你退休了。
你退休了我们也能抓到你。
然后你退休了。
如果你退休了，单身并在上海寻找真爱，可以试试宜家。
If you're retired, single and looking for love in Shanghai, try IKEA.
如果你退休了，你可以说：imretirednow。
原因是当你退休了，失去的金钱就不太可能赚回来了，因为你没有工资收入了，时不我待。
The reason why is when you’re in retirement it’s impossible to get the money back that you lost because you don’t have a salary coming in, so time is no longer on your side.
如果你退休了，也许你想在自己的爱好上取得成就——成为大师级的园丁或大师级的渔夫。
If you're retired, maybe you would like to achieve mastery at a hobby - become a master gardener, or a master fisherman.
现在你已退休了，怎样打发你的日子？
我重新工作是因为我想保持活力。”他补充说，如果他曾经退休了，他可能变成“你碰到的一个最可怜的人”。
"I went back to work because I like to keep active," adding that if he ever retired he would become "the most miserable sod you have come across.
辛勤工作多年之后，你终于决定要退休了。
After years of hard work, you've decided to call it quits and retire.
“你要辩证的看待问题，看看现在要付出什么，（退休）后得到什么”Hirshman说，“不要只想着现在的利益被剥夺了。
"You have to look at trade-offs, what is it going to take to get (to retirement)," says Hirshman. "Don't consider it deprivation today.
一般来说，女人挣的钱比男人少，但是寿命却比他们长。这表明了他们需要的是不同的理财计划。下面提供了13条建议，认真做好能确保你以后能过上舒适的退休生活。
Women typically earn less yet live longer than men, which suggests they need a different financial plan. Here are 13 strategies to ensure a comfortable retirement
下面提供了13条建议，认真做好能确保你以后能过上舒适的退休生活。
如果你现在已经想好你的退休计划，并且准备去开始你的计划，这篇文章对你来说太基础了。
Now, if you are someone with your retirement plans all set and ready to go, this article will be way too basic for you.
假如你今天退休了，明天你会做什么呢？
然后你需要回答一些关于个人财务的问题，例如你为退休已经存了多少钱，你偿还抵押贷款的情况，你如何看待为退休而存钱等等。
Then you answer some personal finance questions, like the amount of money you’ve put aside for retirement, your mortgage payments, what you think you’ll need to save to retire comfortably and so on.
或者你可以考虑这样的例子，有些人已经可以选择退休了，但是由于从工作中获取的纯粹的快乐使他们宁愿继续工作。
Or consider the examples of people who had the option to retire but continued to work due to the sheer enjoyment they received from work.
也许把你的退休计划持续下去就是你可以做的最简单最好的事情了。
Probably the easiest and best thing you can do to get your retirement plan going.
然后你需要回答一些关于个人财务的问题，例如你为退休已经存了多少钱，你偿还抵押贷款的情况，你如何看待为退休而存钱等等。
Then you answer some personal finance questions, like the amount of money you've put aside for retirement, your mortgage payments, what you think you'll need to save to retire comfortably and so on.
那么你怎样才能知道什么时候让你的跑鞋退休呢？不要用鞋跟来决定是否应该换鞋子了。
So how do you know when shoes need to be retired? Don't use the treads of your running shoes to determine whether you should replace your shoes.
这个编辑刚刚退休，采访者问他，“好吧，既然你已经退休了，你可以承认了。”
The editor had just retired, and the interviewer asked him, "Okay, now that you have retired, you can admit it."
退休：也许四个经纪人给你了四种不同的方案；两个认为你可以退休，两个认为不可以。
Retirement. Perhaps four brokers have shown you four different plans; two say you can retire and two say you can't.
TW：现在作为一个退休的裁判，你可以放心的畅所欲言了？
TW: And as a retiring judge, you are allowed to share your opinions freely?
为了还清债务或为存更多的退休金，你可能要改变自己的消费习惯，缩紧开支过日子了。
You may also choose to tighten up your spending habits simply to get out of debt or to save more for retirement.
如果你真的担心你的鞋子是否该“退休”了，那么仔细看看吧。
If you're worried that your shoes are ready for retirement, take a close look at them.
你的养老金需要直到你退休时的那数十年积累，当提早取出使用，你会损失很多钱，而且你将来肯定会后悔损失了那些钱。
Your retirement fund needs the years it has until your retirement to build, and when you take it out early, you're costing yourself a huge amount that you'll definitely wish you had later.
爸爸：因为他们是退休工人。你长大了想当什么？
Father: Because they are retired workers. What do you want to be when you grow up?
在你退休之前你没有机会很好的享受生活，然而那时你只有顾着身体的份了。
You don't get a better chance to enjoy life after that until you retire, and then only if you've looked after your joints.
丽塔：你知道，迈克，我没想到会老得这么快，我只是不相信我就该退休了。
Rita: You know, Mike, I never thought it would come this fast. I just can't believe it's tie for me to retire.
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