没有什么比住房贷款更热。
即便是住房贷款的呆账一般也只是出错的一部分。
Even bad home loans in general were only part of what went wrong.
他预测，住房贷款市场直到2009年一季度都会走低。
He doubts the housing market will bottom out until the first quarter of 2009.
这种泡沫破裂可能不会像糟糕的住房贷款那样导致金融恐慌。
That bust may not cause the financial panic that rotten home loans did.
改良住房贷款可能无法完全避免违约，但至少可以消除一部分。
Modifying home loans may not avoid defaults altogether, but it should at least space them out.
但是，如果证券里的劣质住房贷款太多，投资者也会望而却步的。
If too many of the home loans backing the security are toxic, however, investors will feel pain.
储蓄者参加住房储蓄的目的是为了获得低利率的住房贷款。
Savers participate in the housing savings goal is to obtain the low interest rates of housing loans.
他会为大约15%的初次购房者提供比较低首付的住房贷款。
It will continue to provide somewhere around 15% of new home buyers lower down payment mortgages.
如果你们需要双方收入来承担住房贷款，一定要签署承诺书保证偿还。
If you need two incomes to qualify for a home loan then both of you will have to sign the promissory note and be legally obligated to pay back the debt.
交易商认为，在金融危机之前加州三分之一的新车都是用住房贷款购买的。
Dealers reckon that before the crisis a third of new cars in California were bought with home-equity loans.
住房贷款量仅占GDP的15.3%，而美国最高到达79%。 （见表二）。
The ratio of housing loans to GDP is still only 15.3%, compared with a peak of 79% in America (see chart 2).
个人住房贷款业务以其担保可靠、收益较高、风险易控等特点，倍受银行业的青睐。
Personal housing loan business by its earnings, reliable guarantee high risk, etc, to control the favour of banking industry.
物业市场持续的下跌剩下大量无法还清住房贷款的家庭，并且这个比例还在不断增长。
The continued fall in property prices has left a large and growing fraction of households underwater on their home loans.
她的丈夫经营餐馆，留在了郡山市，以确保她们能付得起住房贷款和其它账单。
Her husband, who operates a restaurant, stayed behind in Koriyama to ensure they could make payments on their home loan and other bills.
如果你是初次买房，就要开始作为贷款人货比三家，去申请住房贷款的预先审核。
If you're a first-time buyer, start the process by shopping around for a lender and applying to get pre-approved for a home loan.
银行面临的最大问题之一在于倾向于将大部分贷款用于住房贷款上，通常期限为15到30年。
One of the biggest problems facing Banks is that they tend to do the majority of their lending through housing loans, which is generally for terms between 15 to 30 years.
我们对住房贷款抵押证券评级标准作出调整，使得这些债券更难获得AAA级评级。
For instance, we have made changes to our criteria for rating mortgage securities so that it will be much more difficult for such a security to receive a triple-A rating.
周二，美国的一家地方性银行--地区金融，报告了住房贷款业务高达62亿美元的单季损失。
Regions Financial, an American regional bank, reported a record $6.2 billion quarterly loss on Tuesday on souring property loans.
5年到期后，他们还必须找到愿意再做3次的投资商，以确保住房贷款资金能够完全到位。
After the end of the 5 years, they would need to find investors that are willing to do this another 3 times in order to ensure that the housing loan is fully funded.
其员工也将步履维艰，当他们的住房贷款座右铭是“果敢无畏”时，他们的日子更好过些。
It is hard, too, on WaMulians, as employees liked to be known in happier times when their home-loans motto was "be Bold".
如此宽松的环境使得住房贷款在去年前十个月中便激增1万亿元，占同期新增贷款总额的三分之一。
Such lax lending has led to a Rmb1trn increase in housing loans in the first ten months of 2007, or nearly one-third of all new bank loans made during that period.
在美国，住房贷款的利息是可以减免税的。促进人们借入更多的贷款，但在加拿大就不是这样。
Interest paid on home loans is tax-deductible in America, encouraging people to borrow more; not so in Canada.
这就又提出了10%的借贷者，也就意味着最多有54%的人需要面对20%首付的住房贷款。
This shaves off about another 10% of borrowers, which means only the top 54% of wage earners would face 20% down payments, at most.
奥巴马说，他支持美国国会立法允许破产法官修改住房贷款的主要条款-这个想法遭到贷款行业的强烈反对。
Obama said he backs legislation in Congress to allow bankruptcy judges to modify the terms of primary home loans - an idea ardently opposed by the lending industry.
由于这些机构购买的几乎都是今年新发放的抵押贷款，因为美联储实际上收购了美国发放的大多数住房贷款。
Since these agencies bought nearly all new mortgages made this year, the central bank has effectively acquired most of the home loans made in the U.S.
由于这些机构购买的几乎都是今年新发放的抵押贷款，因为美联储实际上收购了美国发放的大多数住房贷款。
Since these agencies bought nearly all new mortgages made this year, the central bank has effectively acquired most of the home loans made in the U.S.
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