第四章，就我国现在贷款银行、保险公司及借贷人(被保险人)的在个人抵押商品住房贷款保险业务中的冲突，进行了详尽的分析。
Chapter four, has carried on exhaustive analysis conflict of the insurance business about our country lending bank, insurance company and debtor (the assured) in insurance of the home mortgage now.
其次，就当前住房贷款保险领域中争论较多的各个问题分别进行讨论，其中一章以住房贷款保险合同的主要内容为线索，对各方观点加以甄别分析，得出结论；
Then, the author uses two parts to demonstrate popular discussions to this kind of insurance: one sums up current views and makes a conclusion according to the contracts of housing loan insurance;
2004年以来，联邦保险的反抵押住房贷款笔数已经增加了2倍多，去年达到了114,692笔之多。 它们最大的缺点是：交易费用极高。
Since 2004 the number of federally insured reverse mortgages has more than tripled, to 114,692 last year.
2004年以来，联邦保险的反抵押住房贷款笔数已经增加了2倍多，去年达到了114,692笔之多。 它们最大的缺点是：交易费用极高。
Since 2004 the number of federally insured reverse mortgages has more than tripled, to 114,692 last year.
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