怎样进行住房消费才是明智的？
二是继续支持居民自住性住房消费。
Second, we will continue to support the purchase of homes to be used as their owners' residences.
农户的住房消费包括自行建房、租赁、购买几种情况。
Fanners' housing consumption, include several situations of building house by building, leasing, purchasing.
同时市场利率的波动对个人住房消费贷款也有重要的影响。
At the same time the market interest rate fluctuations also have great impact on the personal housing consumption loan.
同时，合理引导住房消费，鼓励居民正常的住房消费需求。
At the same time, a reasonable guide housing consumption, and encourage people to normal housing consumption demand.
尤其是进入21世纪以后，家用汽车和住房消费步伐明显加快。
After especially getting into for 21 centuries, the domestic expenses car and housing consume the step be obvious speed.
住房金融在扩大市场有效需求、启动住房消费等方面具有重要的作用。
Housing finance plays a key role in expanding the effective demand for housing and starting the housing market.
其核心内容就是取消福利性分房，同时加大职工工资中的住房消费含量。
Its central content is to abolish benefit housing allocation, and at the same time to increase housing expense amounts in employee salaries.
本文通过住房消费能力来分析我国现行住房保障体系构建、运行的问题。
Through the housing consumption capacity, this paper analyzes the construction and operation issues of the existing housing security system.
促进普通商品住房消费和供给，加大对中小套型、中低价位普通商品房建设的信贷支持。
We will expand consumption and supply of ordinary commercial housing, and increase credit support for building small and medium-sized condominiums at low and medium price levels.
在不改变住房消费效用下，将住房资产转换成现金，提高老年人的消费水平。
RM release equity in housing to boost elderly consumption but not change the utility of housing consumption.
减半征收小排量汽车购置税，减免住房交易相关税收，支持自住性住房消费。
We halved the purchase tax on small-displacement automobiles. We reduced or exempted taxes on buying and selling homes to support the purchase of homes to be used as their owners' residences.
随着福利性分房的取消，住房消费已成为人们消费的热点和新的经济增长点。
Following the cancellation of welfare housing system, housing consumption has become the new economic point.
个人住房抵押贷款作为启动住房消费的有效措施之一，近年来已有了长足发展。
As an effective means to stir up residential consumption, residential Mortgage Loan has been developed very quickly in recent years.
日本经济增长急剧减缓的原因时净出口增长的减缓以及个人以及住房消费的降低。
The sharp deceleration of the Japanese economy was due to slower net export growth and weaker personal and residential consumption.
甚至在金融危机发生前，**的住房消费增长率在“东亚四小龙”中就是最低的。
Even before the financial crisis, household spending had seen the weakest growth rate among the East Asian tigers.
住房抵押贷款保险，对于化解银行信贷风险、刺激个人住房消费发挥着重要作用。
The insurance of the housing mortgage credit plays an important role on dissolving Bank credit risk and stimulating personal house consumption.
在职工收入中已经包含的住房消费因素，包括工资收入、住房公积金以及房租补贴等。
Employee income usually involves such housing consumption elements as salary, housing fund and subsidies.
我国住房金融以住房分配货币化的实施为切入点，以促进住房消费为目的，取得了巨大成功。
We have made impressive achievements in residential finance by beginning with the implementation of monetization of residential allocation and by aiming at promoting residential consumption.
过去一年尽管实际可支配收入的增长缓慢并未影响到住房消费的回弹，但这更多的是与住房市场本身有关。
The resilience of household spending over the past year despite slower growth in real disposable incomes has had much to do with conditions in the housing market.
本文着重分析了影响住房消费的五大因素：住房需求、购买力、市场供给、配套服务和房改力度。
The article analyzed the 5 elements affecting the housing consumption: the demand, affordability, supply, counterpart service and reform.
当然，监管部门发出的“指南”是不是为了抑制个人住房消费，但主要目的是为了控制风险，银行贷款。
Of course, the regulators issued the "Guidelines" is not in order to suppress individual housing consumption, but mainly in order to control the risk of bank loans.
报告还称，目前31.8%的购房者月供占到月收入的50%以上，已超过国际上公认的住房消费警戒线。
The report also found that 31.8% of home buyers need to spend over 50% of their monthly income on a mortgage.
建议扩大我国房地产业的统计范围、增加有关住户住房消费统计项目和开展与人口普查相配套的住房普查。
The real estate statistics of China should cover the whole industry, adding topics on housing consumption and execute the matching housing census with population census.
文章在总结影响提前清偿的主要因素的基础上，分析了住房消费贷款提前清偿的一些基本度量方法与模型。
Based on abstracting the main factors which effect upon prepayment behavior, this article analyzes its basic measuring traditions and some forecasting models.
影响城镇居民住房消费需求的因素是多方面的，包括收入水平、住房价格、人口因素、金融和税收政策等等。
The factor affecting the housing consumption of the town residents is various, including the income level, housing price, population factor, policy about finance and tax etc.
当住房消费成为新的消费热点后，房地产金融业务的重心也逐渐从房地产开发贷款向个人住房贷款业务转移。
When house consuming becomes hotspot, the real estate finance also transfers its center from development loan to individual housing loan gradually.
作为专门研究消费的一个领域——消费经济学，其领域内许多学者对住房消费的研究也常常限于定性分析，缺乏针对性。
Even in the field of consumption Economics, which focuses on the research of consumption, restricted its studies on housing consumption to qualitative analysis, thus lacks pertinence.
作为专门研究消费的一个领域——消费经济学，其领域内许多学者对住房消费的研究也常常限于定性分析，缺乏针对性。
Even in the field of consumption Economics, which focuses on the research of consumption, restricted its studies on housing consumption to qualitative analysis, thus lacks pertinence.
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