住房按揭贷款提供者认为他们始终能够卖出与华尔街公司发行的抵押债券绑定在一起的住房贷款，因此他们将信贷推广至任何人。
Home lenders, thinking they would always be able to sell the loans they made to Wall Street firms for bundling together into mortgage bonds, extended credit to just about anybody.
业界最后仅存的支柱力量也出现了裂缝，很明显，个人消费者和公司信贷场和住房抵押市场将会迎来更大的亏损。
And cracks have appeared in the industry's last remaining pillars of strength as it becomes clear that big losses are coming in consumer and corporate credit as well as mortgages.
麦肯锡公司预测，未来几年后，中国的信用卡产业所带来的利润，到2013年就可能达到130亿元左右，信用卡将成为仅次于个人住房贷款的第二大零售信贷产品。
McKinsey Co. predicted that in the next few years, the profits of credit card industry in 2013 would reach 130 billion, and the credit CARDS will become the second-largest retail credit product.
麦肯锡公司预测，未来几年后，中国的信用卡产业所带来的利润，到2013年就可能达到130亿元左右，信用卡将成为仅次于个人住房贷款的第二大零售信贷产品。
McKinsey Co. predicted that in the next few years, the profits of credit card industry in 2013 would reach 130 billion, and the credit CARDS will become the second-largest retail credit product.
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