从外面看，人们认为我们只是在网站上抛出贷款，让大家购买，但从里面来说，这里有信贷模式，定价，复杂性，招投标，应用程序接口和运营策略。
From the outside people think we just throw loans up onthe website and people buy them, but on the inside there are credit models, pricing, complexity, bidding, APIs, and strategy.
从外面看，人们认为我们只是在网站上抛出贷款，让大家购买，但从里面来说，这里有信贷模式，定价，复杂性，招投标，应用程序接口和运营策略。
From the outside people think we just throw loans up onthe website and people buy them, but on the inside there are credit models, pricing, complexity, bidding, APIs, and strategy.
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