卡尔森注意到了接收退休金账户的受益人要承担税收。
Carlson also notes that there are tax consequences to beneficiaries who receive funds from retirement accounts.
雇员上缴的部分存人个人账户，退休后个人可以直接从账户中取钱。
The portion received from the employee goes into a personal account and after retirement the individual can withdraw money from it directly.
雇员上缴的部分存人个人账户，退休后个人可以直接从账户中取钱。
The portion received from the employee goes into a personal account and after retirement the individual can withdraw money from it directly.
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