但最后承担损失的那部分CDO的评级却很高,因为CDO包内所有债务人同时违约概率极低。
That piece had alow rating. But the piece at the top, which would take the last losses, wasrated AAA—a reflection of how unlikely it was that allthe loans in the CDO would default at once.
我来贷的创始人兼首席执行官龙沛智称,申请如果是在凌晨1点至早上6点之间提交的,还款违约的概率就会高一些。
Those filed from 1 and 6 a. m. have a higher correlation with repayment default, according to Simon Loong, the founder and chief executive of WeLab.
研究存货质押贷款中,当信贷人对借款人质押前违约概率信息不对称时,考虑借款人信号发送行为时对借款人的甄别。
On inventory pledge loan, creditor can screen on borrowers with asymmetric information of ex ante default possibility, when taking into account borrowers' signaling action by acquiring a credit score.
研究存货质押贷款中,当信贷人对借款人质押前违约概率信息不对称时,考虑借款人信号发送行为时对借款人的甄别。
On inventory pledge loan, creditor can screen on borrowers with asymmetric information of ex ante default possibility, when taking into account borrowers' signaling action by acquiring a credit score.
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