借款人理性违约是银行在发放住房抵押贷款时面临的主要风险之一。
With the development of housing industry and housing finance, more and more loan default affairs have been occurred, which is one of the major risks faced by banks.
科学使人理性地看到人类的骄傲，爱情让人体味到人与人之间的美好，哲学则使人感慨人自身的渺小。
Science enables man to see sensibly the pride of mankind, love to experience the joy between man and woman, and philosophy to perceive the insignificance of an individual.
组织人的满意和有限理性这两个特征的重要意义是什么呢？
What is the significance of these two characteristics of satisficing and bounded rationality for organizational man?
这些实验结果让人觉得，我们的大脑似乎没有理性模型那么完美，反而更像是一个轻浮的青少年：好斗、容易分心、自我意识淡薄。
After all this the human brain looks less like a model of rationality and more like a giddy teenager: flighty, easily distracted and lacking in self-awareness.
有些人想告诉我甚至暖气也理性，因为天一冷，它们自己就会打开。
And some people want to say even radiators are rational because when it's cold they turn themselves on.
所有这些理论都或多或少以一个假设为基础：即人并不是理性的行为体，市场也不总是有效的。
All are based, to one extent or another, on the idea that people are irrational actors, and that markets aren't always efficient.
这个答案被许多哲学家通过不同的途径表示的赞同，它是人最与众不同的特性是理性思考的能力。
This answer, endorsed by numerous different philosophers in different ways, says that what is most distinctive and essential to a human being is the capacity for rational reflection.
这个过程也使我变得更加理性，学会去更深人的进行思考。
I would also say this process has made me more rational, and more inclined to think in depth.
在成瘾个体中，这种平衡偏向了冲动系统的部分并且一个人的理性和对未来的展望严重不足。
In individuals with addiction, this balance is tipped in thedirection of the impulsive system, and a person's reason andfuture outlook are severely weakened.
人应该在接受思想之前跟随自己的直觉并通过理性思考分析他们。
One should rather follow one's own intuitions, andanalyze common beliefs through a sieve of rational thought, before acceptingthem.
我们人是有理性的——能思考，会判断，可以解决问题；
we are intellectual—we can think, reason, and solve problems;
只要您有足够的理性人的价格保持一致。
As long as you have enough rational people to keep prices in line.
因此一个人不能在理性上坚持认为每个人都应当毁约，因此正如康德所言，我们应当像理性生物那样遵守约定。
Thus one cannot rationally assert that everyone should break their promises and hence, argued Kant, we have a duty as rational creatures to keep them.
但是依赖投资人是理性的那种观点看来使事情更复杂了。
But relying on the notion of rational investors seems to complicate matters.
比如说，标准经济学假设人是理性的，这种假设通常是对的：在啤酒价格上涨时，多数人都会少喝一些啤酒。
For example, the standard economic assumption that people are rational is usually a good one: when the price of beer rises, most people drink less beer.
因此，人的理性极大地依赖于心理的和人工的联想与索引手段，这些手段使得存储的记忆在做决策所需时可以获取。
Hence, human rationality relies heavily upon the psychological and artificial associational and indexing devices that make the store of memory accessible when needed for the making of decisions.
为何有些人，会拥有这种理性自控的能力，那也是自由的必备条件，但有些人却似乎不具备这种能力？
How is it that some people came to acquire this capacity for rational self-control that is necessary for freedom? And others seem to lack it?
“美元陷阱”看法的支持者认为，理性的债权人都不会通过抛售美元破坏其资产价值。
Proponents of the 'dollar trap' view argue no reasonable creditor would undermine its asset values by a starting a dollar sell-off.
为一个人所注定的心灵受着其理性的支配，因此人的心灵始终要保持着情感和嗜好要在理性的控制之下。
The soul that is ordered is governed by Reason, and therefore keeps one’s emotions and one’s appetites under control.
为一个人所注定的心灵受着其理性的支配，因此人的心灵始终要保持着情感和嗜好要在理性的控制之下。
The soul that is ordered is governed by Reason, and therefore keeps one’s emotions and one’s appetites under control.
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