家庭部门也一样，数以百万计的弱势、贫困借款人只能终止偿还其按揭贷款、信用卡贷款、汽车贷款、助学贷款以及其他形式的消费信贷。
The same holds for households, with millions of weaker and poorer borrowers defaulting on mortgages, credit cards, auto loans, student loans, and other forms of consumer credit.
换句话说，持卡人可以从中国银行消费信贷等金融服务中得到好处。
In other words, the cardholder may have the benefits from all financial service items such as consumer's credit.
结果表明，借款人的婚姻状况、职业稳定性、受教育程度以及年龄是深圳和哈尔滨消费信贷信用风险的共同重要影响因素；
The result shows that marriage, occupation, education and age are the common important impact factors of credit risk in Shenzhen and Harbin.
结果表明，借款人的婚姻状况、职业稳定性、受教育程度以及年龄是深圳和哈尔滨消费信贷信用风险的共同重要影响因素；
The result shows that marriage, occupation, education and age are the common important impact factors of credit risk in Shenzhen and Harbin.
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